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  1. TheTAMAS

    Ray of Hope - 134th Draw

    that's what I'm hoping for :) :fingers-crossed:
  2. TheTAMAS

    Ray of Hope - 134th Draw

    Received the TRF today, total score 472 now :)
  3. TheTAMAS

    Ray of Hope - 133rd Draw

    Received the TRF today, total score 472 now :) Thanks for your good wishes.. :D
  4. TheTAMAS

    Ray of Hope - 133rd Draw

    Received the TRF today, total score 472 now :) Thanks for your good wishes.. :D
  5. TheTAMAS

    Ray of Hope - 133rd Draw

    Not IELTS, computer based is open for everyday except 1 or 2 days!
  6. TheTAMAS

    Ray of Hope - 133rd Draw

    missed it by 1 point, reappearing for IELTS tomorrow.. wish me luck.. :)
  7. TheTAMAS

    Ray of Hope - 130th Draw

    A bank won't dare give you anything in writing that approves of your wife(or anyone for that matter) can access the account anytime - think of the possibility of fraud it will bring to life (Pandora's box for bank). With much efforts, all I could do was to grant access to (my father) check the...
  8. TheTAMAS

    Ray of Hope - 130th Draw

    The irrevocable gift deed option I mean.
  9. TheTAMAS

    Ray of Hope - 130th Draw

    I've had an NRE account in the past, closed it last summer. They didn't allow joint account holders in NRE account the last time I enquired about it. The best option would be "gift" to your wife.