YES HE IS RIGHT AS MY BOTHER TOO SHOWED THE INCOME TAX RETURNS BUT WHILE GETTING LOAN HE DIDNT NEED TO SHOW FROM WHERE THE MONEY CAME !!!TAKE THE HAELP OF OTHERS TOO LIKE WELL EXPERIANCED CONSULTANT BUT I THINK U SHOULDNT SHOW THE MONEY HAS COME FRM UR RELATIVE BECAUSE IT SHOWS THAT UR FAMILY...