My IELTS is 14
MBBS + 19year study( although I am on a masters program, about a year into it but not yet complete it)
32years
2 years in 3112, 2.5 in 3111, 1.5 in 4131(although 4131 is more than 10year ago, should I still include it)
wife is MBBS holder + 18year study
Planning to fund my account...