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Explain those loans ( if they are from the accounts you've got your letter from) using LOE, there will be no impact on your POF.

Got PPR today. Special thanks to Stanlee, Rajkamalmohanram, Asivad Anac and many other members ( forgetting a lot of names) who helped me during the process. Thanks Andy for the tracker, it helped a lot in figuring out the timelines. Thanks rg74 for taking efforts in maintaining the data and...

Congratulations

Congratulations

Only after getting married. You can seek others' opinion on common law partner and POF criteria for them. But for common law partner you have to prove that you were living together for at least 12 months.

Congratulations and all the best for the next phase

As of now she would be considered your friend and I am not sure if monetary gifts can be given by friends.

A single gift deed covering both transactions would be fine. Upload proof of transfer ( cheque/ internet transfer receipt) also.

Regulated ones are for doctors etc. Software engineer doesn't fall in that. Regulated are ones where applicants need to pursue further education in Canada to start working in their occupation.

It is difficult to prove the source of the funds. Would advice you to get a gift from your family ( account to account transfer through cheque or wire) and get a gift deed

Usually it is received immediately but sometimes it can take up to 48 hours

It is alright, you can choose to show whatever accounts you want. Loans taken for home, car and consumer durables don't impact your POF. As long as there is no loan for POF, you're good.

It is fine, I had shown only those credit cards ( just outstanding and opening date) where I had an account which was part of POF.

It happened with me also. I had an AMEX and other experts suggested that is not mandatory to provide the statement. If you're Keen on providing it you would need a signed and stamped one.

You don't need to upload that.

It is not a problem but ITR is not mandatory

Almost all of the banks ( in India) comply with this request. I'm not sure if you're from India. Share the soft copy of the format with the bank and then request them. Sometimes they are too lazy to create the format.

Bank statements are required only of your letter is missing average or any other detail which is captured in the statement or if you want to prove some transaction happened through your account. Bank details are required only for the account which is used for POF, but you might need supporting...