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  1. whoopi83

    Buffalo office closing

    .....foreigners wanting to alter their visas will be able to apply and pay the necessary fees online, and if an interview with Canadian officials is necessary, they will be conducted at immigration offices in Canada. All of the remaining functions of the Buffalo mission will be taken over by...
  2. whoopi83

    Should i move to Canada?

    I agree with this completely. I have been here a year and a half - the first job I got was an entry level bank worker. After a while I am no longer there, BUT I am in contact with those in the bank, and I can direct you easily to a couple of banking sites that have positions for a customer...
  3. whoopi83

    Medical test - test of virginity

    There also could be medical reasons why a woman remains a virgin after marriage, or simply circumstance. Sexual activity does not necessarily mean lack of fraud as much as lack of sexual activity does not necessarily mean genuineness of the relationship. Imagine the couple who marry but the...
  4. whoopi83

    seniors, can you advice me please

    You can open an account online before you leave (BMO, HSBC, etc) and then provide ID when you land. You can, once the account is open, wire your money to the account to have (almost instant) access once you prove your identity at the Canadian bank. A bankers draft at the institution I work for...
  5. whoopi83

    Thread for Outland LONDON, UK Applications!

    Credit checks are not usually required for family class apps. Also, unpaid debt is a civil matter in the UK and will not show up on your Police cert unless it was criminally fraudulent. Credit agencies do not usually obtain court orders, creditors can obtain CCJ's which is where a court orders...
  6. whoopi83

    First Entry into Canada - Declaring Property

    True steaky but I meant if they are resident for tax purposes, i.e. moved to Canada permanently and kept property in their home country (rented it to another) and then sold it.... anyhow all is good.
  7. whoopi83

    First Entry into Canada - Declaring Property

    If there are goods being sent over then you will need to fill out a goods to follow sheet to avoid any tax etc. As for the sale of property, you may incur a capital gains tax burden and have to declare when you file income taxes.
  8. whoopi83

    Thread for Outland LONDON, UK Applications!

    If they have a Canadian parent then as such they should be citizens and not need sponsoring. Have you checked out the cic website for how things work with children? I'm sure someone like rjessome will answer and point you in the right direction....
  9. whoopi83

    How important is a joint account?

    We are common law - (see earlier posts for what we included and didn't) but suffice to say, we didn't have a joint account. Single accounts at the same address. We blacked out transactions, no need in someone knowing where we do our shopping. Like a few others have mentioned, the VO is...
  10. whoopi83

    One year in - An update from a Brit...

    Realised (yes with an S not a Z) I really miss mini-cheddars. Marmite flavour of course! And thanks to whoever reminded me of Galaxy chocolate. I remember eating a 1kg bar throughout one evening supplemented by some white wine (french crap but half the price of the airfare they must have to...
  11. whoopi83

    One year in - An update from a Brit...

    Hi all - To all those waiting for the magic email or letter requesting passport(s) - Good Luck! I remember very well the sore fingers from constantly checking ECAS, posting mundane messages to pass my time instead of going stir crazy! The point is, it will come and you're all set! I wanted...
  12. whoopi83

    applying for a Canadian Credit card question

    Most banks will issue a credit card, some with security others not. If you don't have a job then you probably won't get one without a security depost which is called cash collateral. Some banks that do this will issue a card at 500 or 100 and have the bank hold funds equivalent to 125% i.e...
  13. whoopi83

    Leaving Canada before PR card arrives

    Hi Also a UK ex-pat here; I exited and entered three times without PR card but with carbon copy COPR which you get on landing. All border personnel were fine and I just explained I was going back and forth until I sold my house. Good luck.
  14. whoopi83

    Time to P A R T Y !!!

    Robsluv- Excellent news. A long time coming I know but, very best wishes for the new journey. It will never be more difficult than what you've all been through!!
  15. whoopi83

    How is it possible to get a refusal when proof is in application?

    I understand your sentiment but in reality the law is that he who asserts must prove, therefore if you are charged with a criminal offence then the prosecution must prove your guilt (i.e. innocent until proven guilty) but when you send an application you are asserting that what you say is the...
  16. whoopi83

    Changes to Immigration Regs affecting spousal/cl/cp applications expected soon.

    There is no way I'd have moved here if this was the law!! Many others wouldn't either, and what you'd be left with is a whole load of Canadians staying abroad and and an economy that did not have the skilled workforce to sustain itself. I am educated and gave up a career, a house and a life to...
  17. whoopi83

    How important is it to get the SIN immly?

    It's possible you will need your SIN to open a bank account, I did. Bank accounts can be free at most institutions but its the plan and/or transactions that cost you money. I can only give personal experience which was BMO opened a newcomers account for me with a good banking plan free for the...
  18. whoopi83

    Credit in Canada

    Sorry, 999 was a typo - I wasn't looking! And yes I do mean 900. I am still not sure that paying (Rogers) on time will not improve your credit rating as any credit account does? If I have a $500 credit limit with Rogers and I clear my bill each month and they report that to Equifax, then...
  19. whoopi83

    Credit in Canada

    Rogers do report to the credit bureau. After signing up to Equifax I can see they report each month. Part of your credit record includes the total credit available, how much you are using and if you clear credit obligations monthly etc. This does affect your credit score. Mine was zero when...