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  1. ALRIVAS

    Need guidance regarding moving to Mississauga

    Hello Both in Mississauga there isn't an area you call a bad area. There are richer areas than others all that matters is the lifestyle you want and can afford regarding the schools they have a rating published on their websites. There are not many 3 bedrooms apartments because the cost of...
  2. ALRIVAS

    Mortgage Downpayments: PR Status vs. Non-Residents?

    Hi Acey with 731 beacon and 3 or more years of credit history you qualify for 5%,depending on your job you might qualify for 0 downpayment. For more info email me al@alrivas.com or go to alrivas,com.
  3. ALRIVAS

    Buying a house in Montreal - What is the reality in terms of mortgage?

    Hi novaerametal your monthly payment is 1,237.82 based on 3% rate you have to show the bank you can make that amount of money and more every month,I know you said you are student but you have to get money to live in Canada normally that money comes from outside Canada. Please email me...
  4. ALRIVAS

    Buying a house in Montreal - What is the reality in terms of mortgage?

    1)35% downpayment of whatever you want to buy. 2)Proof of income 3)Interest rate average 3% if you hire a mortgage broker that is free is less than that. I'm a realtor in Toronto but interest rate is Canada wide. For more info go to alrivas,com
  5. ALRIVAS

    Looking for apartment in Mississauga

    Condo apartment average $1700. Basement apartment average $1100.
  6. ALRIVAS

    Looking for apartment in Mississauga

    Hi jboyrush scylla IS 100% right you need 2 bedrooms minimum.
  7. ALRIVAS

    Mortgage Downpayments: PR Status vs. Non-Residents?

    Hi flux21c the downpayment is based on your status as you mentioned but your credit history plays a mayor roll,and is structured as follow. Non immigrants,PR or Canadians without credit history,bankrupt 35% or more. PR or Canadians with 6 months to 1 year of credit history 20%. PR or Canadians...
  8. ALRIVAS

    Looking for apartment in Mississauga

    Basement apartments. 1 bedroom $900 2 Bedrooms $1200 Condo apartments. 1 bedroom $ 1400 2 Bedrooms $1800
  9. ALRIVAS

    Tenancy agreement

    Hi Imran ktk best way I 've seen is pay an extra month take your loss and leave.
  10. ALRIVAS

    Newcomer wants to buy a property

    Hi guys in Ontario each person involved in a real estate transaction pays for their lawyer to represent them. Is possible that as part of the deal either buyer or seller pays for both lawyers however this is not the practice. Normally realtors have a team they use lawyers,inspectors,mortgage...
  11. ALRIVAS

    Looking for one bedroom condo. MISSISSauga

    Hi there are 2 ways of renting an apartment you can look for it your self through viewit.ca,kijiji,mls.ca or you can hire a realtor that is free of charge to you. I'm a realtor if you like more info contact me through alrivas. com.
  12. ALRIVAS

    How to rent apartment without job and credit history? (New immigrant)

    Hi sunshinejan 2 ways go and talk to a landlord or hire a realtor is free of charge to you. If you are in the GTA I can help you. Go to alrivas .com for more info.
  13. ALRIVAS

    Buying A Property As A New Immigrant

    Hi Guys I'm a realtor working in the GTA for 13 years. As a newcomer you could be able to buy with 20% to 35% downpayment it depends on several things like employment and credit history from the country you come from. The process is very simple. #1 we find a property with the criteria you want...
  14. ALRIVAS

    Newcomer wants to buy a property

    Hi EforEve I think you should always hire a mortgage broker #1 is free of charge #2 they will get you the best interest rate if you go to a bank you have to deal with a banker that has little knowledge of mortgages. No Lawyer no house they are the only ones that can push a bottom on the computer...
  15. ALRIVAS

    Buying Condo and SIN

    mrbeachman as I said it all depends on the credit I can get 2.3% variable or 2.7 fixed for 5 years for someone who's been living in the country for 1-1/2 years with 10% down maybe even with 5% down depending on the employment. I understand your experience wasn't the best but that has to do with...
  16. ALRIVAS

    Buying Condo and SIN

    Hi mrbeachman I'm really sorry you had that fortune here is a link from CMHC that explains how it works. I have been selling real estate for 13 years and if you are required 20% or more means you have no credit. I have bought properties for people with bankruptcy with 20% down as self employed...
  17. ALRIVAS

    Buying Condo and SIN

    Hi canadadba the minimum downpayment depends on your credit report and employment history in the best case (0 downpayment is possible). Visit alrivas .com for more info
  18. ALRIVAS

    Tenancy agreement

    Hi RamMur read your contract very carefully if you signed with a management company is very likely you are not allowed to sublet because of the risk involved. If you rent a room the tenant becomes your tenant and the tenant is responsible for content insurance as you are for yours. I'm very...
  19. ALRIVAS

    people Landing in FEB 2016 from INDIA..please join

    Hello guys you probably know but I like to remind you that the best way to settle is to get airbnb for a month while you find a property to stay for a year or 2. Viewit.ca,kijiji are good ways also for those of you who don't know me I'm a realtor with 13 years of experience this month my service...
  20. ALRIVAS

    Best place to stay in Toronto after landing before house hunting ?

    Hi Guys normally what newcomers do is to rent an airbnb for a month while they get to know the city and then rent a place. I'm a realtor and I can help you find a property my service is free of charge to you. You can also use kijiji or viewit.ca. If like to get more info visit my site alrivas. com.