<$100 short on my 2018 tax return for parental sponsorship

[supercake]

Hey all,

Due to circumstances I'm now a single sponsor for my mother - or I intend to be. Very relieved the 2020 pool is opening. I understand it's not a guarantee but I'd like to apply all the same. Problem is, I switched jobs in 2018 with a period of unemployment in which I did not claim EI - I lived off savings - so I'm less than $100 short of the required $40,379 for 2018. Does anyone know if that means I am immediately ineligible? For 2019 and 2020 I surpass the amount needed by quite a bit so it's disappointing to be <$100 short for 2018. Should I just suck it up and wait until 2021? Any help and advice appreciated.

 

[DiiDii]

Try anyways and see. They may overlook it. It doesn't hurt to try Hun. Good luck.

 

[YVR123]

My advice is to wait. Someone just shared the experience of being rejected missing the income requirement for less than $100. The application went on for 7 months before it's being accessed and rejected.

https://www.canadavisa.com/canada-immigration-discussion-board/threads/pgp-2020.646383/post-8913499

 

[supercake]

My advice is to wait. Someone just shared the experience of being rejected missing the income requirement for less than $100. The application went on for 7 months before it's being accessed and rejected.

https://www.canadavisa.com/canada-immigration-discussion-board/threads/pgp-2020.646383/post-8913499

Thanks for the link. Disappointing but I understand why they have minimum requirements. I will wait until 2021 and hope I meet the requirements for intake then. My mom is ~20 points shy of being eligible for EE too.

 

[canuck78]

Hey all,

Due to circumstances I'm now a single sponsor for my mother - or I intend to be. Very relieved the 2020 pool is opening. I understand it's not a guarantee but I'd like to apply all the same. Problem is, I switched jobs in 2018 with a period of unemployment in which I did not claim EI - I lived off savings - so I'm less than $100 short of the required $40,379 for 2018. Does anyone know if that means I am immediately ineligible? For 2019 and 2020 I surpass the amount needed by quite a bit so it's disappointing to be <$100 short for 2018. Should I just suck it up and wait until 2021? Any help and advice appreciated.

EI wouldn't have made a difference. It is subtracted from line 150 in 2018 if you had EI for unemployment reasons.

 

[canuck78]

Try anyways and see. They may overlook it. It doesn't hurt to try Hun. Good luck.

This is why peoplw get mad. Others may be short even multiple thousands of dollars and still apply and then get denied. A spot gets wasted and the person doesn't apply the next year because their application is in process so they end up delaying the process even more. LICO rates are very low if you look at cost of living.

 

[Laurahd]

Just remember that you must also meet the MNI when PR is granted, not just when the application is received. This means that if the processing times are 24 months on average and an officer assesses your application next year, you must meet the MNI at the time it is processed, which could mean that it would have increased the following year. It's always good to be a little bit higher than the minimum for that reason. So I would not advise someone to apply if they don'T meet the MNI for one year, because as mentioned above, it wastes one spot and also resources to assess the application when the person should have known they were not eligible.

 

[supercake]

This is why peoplw get mad. Others may be short even multiple thousands of dollars and still apply and then get denied. A spot gets wasted and the person doesn't apply the next year because their application is in process so they end up delaying the process even more. LICO rates are very low if you look at cost of living.

I wouldn't consider applying if I was 1000s of dollars short. I am $79 short, had I been employed I would have earned 2x what they were asking for. It is not my intention to ruffle feathers but I wish they would look beyond what is on your T4. I live in Vancouver BC which is very HCOL and was out of work for half the year but happily living off savings without claiming EI which I was entitled to do so, which should be an indicator that I am financially secure. I am absolutely not going to apply but when it comes to family reunification it's always good to know for sure... if there are other ways to prove financial stability I'd do it in a heartbeat

 

[supercake]

Just remember that you must also meet the MNI when PR is granted, not just when the application is received. This means that if the processing times are 24 months on average and an officer assesses your application next year, you must meet the MNI at the time it is processed, which could mean that it would have increased the following year. It's always good to be a little bit higher than the minimum for that reason. So I would not advise someone to apply if they don'T meet the MNI for one year, because as mentioned above, it wastes one spot and also resources to assess the application when the person should have known they were not eligible.

For sure not going to apply this year. I am kicking 2018 me for taking a break from work - hopefully they plan to do a 2021 intake. I am confident I will be fine for 2019/2020/2021 minimum income requirements.

 

[Smd91_]

For sure not going to apply this year. I am kicking 2018 me for taking a break from work - hopefully they plan to do a 2021 intake. I am confident I will be fine for 2019/2020/2021 minimum income requirements.

Good luck, don’t think of another break and you sound like you will be fine.
Gimme some cake too

 

[scylla]

I wouldn't consider applying if I was 1000s of dollars short. I am $79 short, had I been employed I would have earned 2x what they were asking for. It is not my intention to ruffle feathers but I wish they would look beyond what is on your T4. I live in Vancouver BC which is very HCOL and was out of work for half the year but happily living off savings without claiming EI which I was entitled to do so, which should be an indicator that I am financially secure. I am absolutely not going to apply but when it comes to family reunification it's always good to know for sure... if there are other ways to prove financial stability I'd do it in a heartbeat

We have someone on this forum who was refused being $63 short. Whether it's $1 or $10,000 short, it's a refusal.

Unfortunately IRCC only looks at the NOA and doesn't consider any other factors. Good news is that you'll qualify next year and that will be a larger intake (30K vs. 10K this year).

 

[Laurahd]

For sure not going to apply this year. I am kicking 2018 me for taking a break from work - hopefully they plan to do a 2021 intake. I am confident I will be fine for 2019/2020/2021 minimum income requirements.

You asked a valid question and I understand it might be a bit frustrating to be so close. Sounds like you will be able to meet eligibility conditions next year, so wish you best of luck.