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health insurance coverage

ad100

Newbie
Sep 28, 2019
3
0
Hello,
I'll be moving to Canada on WP in couple months with family (3). I'm diabetic and on regular insulin, also my wife is 10weeks pregnant,
Have below questions,
1) will my medications be covered in insurance?
2) how are maternity expenses and how much portion will be covered

Can somebody plz help with information?
 

Bs65

VIP Member
Mar 22, 2016
13,187
2,420
Hello,
I'll be moving to Canada on WP in couple months with family (3). I'm diabetic and on regular insulin, also my wife is 10weeks pregnant,
Have below questions,
1) will my medications be covered in insurance?
2) how are maternity expenses and how much portion will be covered

Can somebody plz help with information?
Which province are you moving to as there can be different requirements/provisions depending on province
 

Hurlabrick

Champion Member
Sep 4, 2016
2,358
575
Ottawa, ON
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It will

It will Ontario.
Ontario has a 3 month wait until covered by provincial healthcare. So NOTHING is covered by OHIP for at least the first 3 months.

No, you will no be covered by insurance for pre existing conditions.

You can attend any walk in clinic, but will have to pay then and there for the Doctors time and any prescriptions (but you would have to pay for drugs anyway as even when yoh have OHIP it doesnt cover drugs).
 

canuck78

VIP Member
Jun 18, 2017
55,666
13,544
Would also mention diabetic supplies are not covered by ohip either. Being a diabetic who needs insulin is quite expensive in Canada so unless you have health insurance through work you may want to look at your plans. You would also have to pay for any maternity care for 3 months. Is your job NOC 0, A or B? If not your wife is not usually able to accompany you.