Personal history for self employment is enough.Yes of course, I will be providing them the proper docs for the main 3 years work experience I am getting points for.
I will be placing the freelance experience in personal history. My question is when they see the 2 month income spike in my account due to the freelance income they will probably ask me for docs to prove. So do I submit the freelance reference letter with the main work experience docs (even though the work exp is in the personal history section) or do I give an explanation in the LOE alone about the spike in income.
Hey Aady,Personal history for self employment is enough.
Provide LOE in POF where the spike will be seen. Add documents that matches with the spike with reference numbers or neft/rtgs transfer numbers. Before uploading the POF PDF, add a letter with it, which clarifies the spike in bank statement with the documents of spike respectively. This will help the case officer not to rackup his brains much to figure out the spike.
Hope I'm clear.
They need an average balance for the past 6 months which is clearly mentioned on the cic website and that's how the bank reference letter will be made. You do not have to specify the spike unless it's asked for as an ADR.Hey Aady,
I just got 2 separate proof of funds letter for the following (I know i dont have to upload both):
1. Avg Balance for 6 months (Monthly)
2. Avg Balance for combined 6 months
- Feb - CAD 7000 (INR 3,54,000)
- Mar - CAD 9000 (INR 4,44,582)
- Apr - CAD 12,000 (INR 6,21,241)
- May - CAD 12,370 (INR 6,68,000)
- Jun - CAD 12,400 (INR 6,70,000)
- Jul - CAD 13,150 (INR 7,10,000)
My current balance is CAD 13,800 (INR 7,48,000)
- CAD 11,102 (NR 5,99,534)
Note:
- My salary on paper is CAD 700 (INR 35,000) per month.
- The spike in Feb - Mar - Apr is due to the receipt of payment for 2 freelance events, combined amount of CAD 4000
What would be the best way to prove my funds?
- Avg Bal for 6 months (monthly) letter + Client references (counted as personal history) proving the additional CAD 4000
- Avg Bal for combined 6 months + LOE info on how the CAD 4000 was added rather than getting reference letters from clients (since the average balance for 6 months combined is almost identical the minimum funds requirement, would this work?
ANYONE ELSE WITH AN OPINION PLEASE HELP. I JUST HAVE A FEW MORE DAYS TO SUBMIT. Thank you.
Only gift deed and nothing else from your father. The gift need should be notarized and need not be registered as CIC knows that a registered gift deed is taxable in India. So when you ask your father to show it as a gift deed, tell him that it won't be taxable to him as it won't be registered and only notarized.My father has sent me funds and the balance is recent. Will a notary certificate from him be enough to justify the sudden influx of funds?
My father notarized a letter stating he has sent funds and will do so if more funds are required. It is on a notary certificate. He sends by direct transfer so there is no cheque no.Only gift deed and nothing else from your father. The gift need should be notarized and need not be registered as CIC knows that a registered gift deed is taxable in India. So when you ask your father to show it as a gift deed, tell him that it won't be taxable to him as it won't be registered and only notarized.
Please do mention two very important things in it....... The cheque number and the purpose.
Mate, only Gift deeds from parents are allowed and that deed has to be notarized and scanned and uploaded. Only a plain notarized certificate will result in rejection.My father notarized a letter stating he has sent funds and will do so if more funds are required. It is on a notary certificate. He sends by direct transfer so there is no cheque no.
Do you have a sample? The purpose of the fund transfer has been mentioned. It says it is for the Express entry purpose.Mate, only Gift deeds from parents are allowed and that deed has to be notarized and scanned and uploaded. Only a plain notarized certificate will result in rejection.
Regarding the transfer, the bank generates a reference number which gets reflected on your bank statement and your fathers as well. When you make the deed, mention those numbers.
It is an affidavit of support letter.Do you have a sample? The purpose of the fund transfer has been mentioned. It says it is for the Express entry purpose.
Oh no no no......... Goto any notarized centre or a court, ask them to make a gift deed on behalf of your father. It should have his name, residence address, bank name, account number, instrument number (as in the reference number generated in the transaction) and the purpose should be, "I, Mr. XXX is hereby giving this sum of X amount to my son as a gift. I do not intend to, anywhere in past present or future, recall the gift. It is out of my sole discretion that I'm rendering this amount to my son as a gift and this amount is totally unencumbered".Do you have a sample? The purpose of the fund transfer has been mentioned. It says it is for the Express entry purpose.
Won't work. Only and only Gift deed from parents.It is an affidavit of support letter.
My father already got it made. It has everything mentioned including his Id number but not his bank number as he gave me the amount as cash which I added to my account. Also, I am in the USA and I get cash through my sister's bank account or in cash. I am not sure what to do.Oh no no no......... Goto any notarized centre or a court, ask them to make a gift deed on behalf of your father. It should have his name, residence address, bank name, account number, instrument number (as in the reference number generated in the transaction) and the purpose should be, "I, Mr. XXX is hereby giving this sum of X amount to my son as a gift. I do not intend to, anywhere in past present or future, recall the gift. It is out of my sole discretion that I'm rendering this amount to my son as a gift and this amount is totally unencumbered".
The deed should also mention your name, address, bank name, account number, transaction ref number.
And you're sorted. There are tons of sample on Google.
Is it a Gift deed? If it's not, it won't help. The affidavit has to have "Gift Deed" printed on it.My father already got it made. It has everything mentioned including his Id number but not his bank number as he gave me the amount as cash which I added to my account. Also, I am in the USA and I get cash through my sister's bank account or in cash. I am not sure what to do.
Its in USA. I deposited cash in USA and another sum was sent from my sisters account in usa.Is it a Gift deed? If it's not, it won't help. The affidavit has to have "Gift Deed" printed on it.
Regarding cash, mate, anything in cash from your parents and siblings is not acceptable if you prove it that it's been deposited in cash. Moreover, the cash deposits is in the account of USA or India?
