I think there's one problem with your plan -- if you get the PhD, there will be no more college degree for you to get; I'm not sure you can get financial aid to go back to school after you have a PhD; and if you get the MA, there is only one more degree for you to go for, and that is the PhD -- but any good PhD program will pay for you, and a bad PhD program is a waste of time. I guess I have two bits of advice:
1) The MA is better for you right now, because it's a limited program. It's a bad idea to enter a PhD program when you're not interested in the subject, since it takes years and dedication to finish.
2) The PhD is better for you right now, because it would let you work once you finished. There's a good chance the MA in linguistics will be useless, but a PhD in education will let you be an administrator.
I don't understand why you don't find a program that you like, now? It's weird that you're paying to go to school to get PR, with the objective of studying something different (that you presumably are interested in), once you are eligible for financial aid.
1) The MA is better for you right now, because it's a limited program. It's a bad idea to enter a PhD program when you're not interested in the subject, since it takes years and dedication to finish.
2) The PhD is better for you right now, because it would let you work once you finished. There's a good chance the MA in linguistics will be useless, but a PhD in education will let you be an administrator.
I don't understand why you don't find a program that you like, now? It's weird that you're paying to go to school to get PR, with the objective of studying something different (that you presumably are interested in), once you are eligible for financial aid.