I dont really understand your question but if you mean that having the exact 10, 000 is enough for POF for your family, Yes! But it is always advisable to have some extras just incase there is some fluctuation in exchange rate when you apply.
September 2018 AOR - join here
- Thread starter andy108
- Start date
No, my question is that I have sufficient amount for my POF and a bit more than needed to deal with fluctuating rates but my credit cards gives me a spending limit of $10,000 which out of which I have used about $2500. By the time I will apply, i will bring my credit card debit down to zero and keep it that way. But an existing credit card (which's limit isn't used) is considered as a liability? Should I work on to get USD 10,000 added to my POF because my CC limit is usd 10000 eventhoeven i won't use the limit
Immigration_guru
Champion Member
Notes will not have details about RR till the time they have not reviewed your document again, and your application moves to the next step.
When did you order your notes last?
Immigration_guru
Champion Member
Using your credit card should not be a problem, till the time you give them the proof that you are able to maintain the min POF balance.
so say i got to maintain cad 15900 i have genuine cad 16500 im my account as pof and a cc with cad 10,000 limit with cad 2500 used.. my POF is fine?
Immigration_guru
Champion Member
No, when you apply to Net balance should be 15900, after that you can use your credit card, but when you enter Canada the balance should be 15900. Net Balance = Total balance - Credit
you mean my net balance in 15900-10000 (cc limit) or 15900-2500 (cc outstanding)?
Immigration_guru
Champion Member
Pay off your credit card bills otherwise they will count it 10k - 2500 = 7500. Don't take any risk, CIC already reject couple of files just because of less money in account ($200 or $500 less). Try to show more than minimum account, $$ is always going up and down.
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Why have you ordered twice in so short period of time? I have ordered mine on March27, but haven't received them yet. Do you think I should reorder as well?
Immigration_guru
Champion Member
No do not order till the time you don't get the first one.
If you order it before you receive one, you will only get 1 notes i.e against the first order. So the best time to reorder is when you get your first notes.
But it says that once a decision is made the officer is required to leave a note in A11.2
on which date it was changed to RR from Rec passed? It will be appreciated if you can show the screenshot of the relevant information on your note.
The GCMS which I received in Sept 2018 showed eligibility recommend passed and comments in the notes are all positive (met, recommend passed etc). Later in the month of Nov 2018 I got the second notes which showed review required for eligibility. There are no comments given by officer in the notes, for this change.
https://imgur.com/KpycOz5
https://imgur.com/RP2pWyg
Thank you. Not knowing anything is really exhasting.