DM is by local office. This being government, and all governments are similar in a sense, there would be a different escalation matrix for each decision if something is flagged. So, I would assume that if there is a single flag, every time a decision is required, the person processing it will raise the file to the higher authority. No body will put their skin in the game. Financial matters are important part of a clean file.this is not affecting your decision made for sure