By taking a educational LoanLet's keep the ITR aside for the time being. How do you propose to finance your study program? The answer to your post can not be answered off hand without the relevant financial data apart from you ITR .
My house is worth around 1 Crore and I have more property under my fathers name but I don't want to mention itYes, ITR should be 6-7 Lac.
If you donot have this much.
Show valuation reports of your moveable & unmoveable assets like Land, plots, Gold , machinery etc.
consult Valid CA he will guide you.Many students are doing this.
How much loan did you take and for how long was the courseIf you have a sanctioned loan for the entire course and pay one years fees as well as.the current GIC amount of 10000.CAD then under SDS you don't need to show any ITR .
Someone in this forum said if we take student loans we won't be able to apply under the SDS category. Is it true ?If you have a sanctioned loan for the entire course and pay one years fees as well as.the current GIC amount of 10000.CAD then under SDS you don't need to show any ITR .
No broSomeone in this forum said if we take student loans we won't be able to apply under the SDS category. Is it true ?
No. Nothing like that.Someone in this forum said if we take student loans we won't be able to apply under the SDS category. Is it true ?
I understand !My house is worth around 1 Crore and I have more property under my fathers name but I don't want to mention it
I am only giving details of my Mom who is a government nurse and she will also be my co-borrower for the loan
OkayI understand !
But if you are applying under SDS than no need to show property, ITR but if you got refusal with reason stated that,” You are not well established with you home country or you donot have ties to your home country than you have to show property , ITR to express that you are well establish , financial strong and have ties to home country.
But you can consult with diff agents regarding it because some agents will say no need to show property etc etc but I have many exp of people who got visa after refusal with this method because this is giving clear picture of your background.
Moreover 90% visa success depends on SOP.
Exactly if your ITR is not proper or Valid.Okay
And thank you for the information
I checked with my agent and she said that if my ITR is not upto the mark then she'll show a valuation on my movable and immovable assets prior to apply the visa application so that I get the visa in first try only and don't get a refusal.