I am planning to use PF as POF for EE (Around 40% of the amount). I have the online statements of my PF accounts from UAN website and the UAN card but not the signed and stamped one from EPFO office. Will it work? Do I need an affidavit? Can someone who submitted only the generated statements and succeeded guide me here?
Online PF statement as POF
- Thread starter AjayKalra
- Start date
Hi ,
I had used the online generated PF statement . It was around 10% of my POF. They haven’t created any problem for that so I think u can use it. Let’s hear for others too. Also explain in letter of explanation that you will liquidate it after receiving PR.
I had used the online generated PF statement . It was around 10% of my POF. They haven’t created any problem for that so I think u can use it. Let’s hear for others too. Also explain in letter of explanation that you will liquidate it after receiving PR.
I submitted a certificate from EPF office (signed by Asst. Commissioner) and along with the online statement....that's how most of the people have got their EPF amount approved for PoF.
Has it been accepted for both of you ? is there any limit on how much 10% of PF we can show as POF? Can PF for accompanying spouse be shown?
I can show almost 80-85% as POF, is it okay ? Thanks in anticipation
What do you mean by showing 80-85% of POF?... You have to show at least the amount required for your family size. If it's short by just 1$ it won't be accepted!
Usually, online bank statements are not accepted unless they are stamped by the bank. For the case of @anotherone11 , most likely the bank statement wasn't accepted, and the amount shown on it was reduced from the total available funds declared. If the case was nevertheless approved, it means that the reduction of funds didn't make the applicant fall below the minimum fund requirement. Or maybe they called the bank to verify.
For example, if applicant shows bank statements totalling 50 000 CA$, but they could only verify 40 000 CA$, it's fine, because applicant would still be above minimum. If they could verify only 5 000 CA$, that would immediately trigger "Procedural Fairness Letter".
So I'd strongly suggest the following. If you have all your funds shown through an online bank statement, get it stamped! If it's just a small portion, make sure you won't fall below minimum if they don't accept it or cannot verify it.
Yes you can show bank statements of spouse. However, you'll need to show you have access to the account, and that spouse has no objection with you using the funds for immigration purposes. Proof of this can be an affidavit from spouse, or ideally a power of attorney letter. That one is a sure hit.
Hi peacekeeper,
What you are saying is completely true but that is for bank statement. Like you cannot use online bank statement. You need to get some sort of fund certificate on bank stamp paper with details and signature etc. online bank statement doesn’t work.
What we were talking about is using provident fund as pof. I think when he wrote 80-85% of pof, he is indicating PF fund which can constitute 80% of pof requirement for him.
Hi CNP,
My case is approved and they didn’t crate any objection on my PF fund. But I would suggest you to get good consultation from some immigration agent regarding this. It is generally not considered as a liquid fund.
And sorry for earlier mistake, my Total fund was above pof requirement. So, I can’t really suggest that. I can say that they didn’t reduce my total fund. I got to know this from GCMS note.
I have the requisite pof, what I asked was - if PF amount can be upto 80-85% of pof. Eg: I need to show rs 100 as pof, can I show 85rs as PF, rest 15rs from bank account. Hope this clarifies. ThnksT
You got my concern, thanks. Even am thinking of keeping pf as back up. But my intention was to understand if it is accepted.
Thanks for clarification! Didn't understand it was for provident fund. My bad.
But for whatever bank document, it's safe to have it stamped by bank if possible.
I have kept my EPF contribution of PoF to about 40% and rest from savings account. Based on multiple threads claiming success in claiming PPR, i have got the EPF balance certificate stamped and attached the online statement. More details here: https://www.canadavisa.com/canada-immigration-discussion-board/threads/procedure-to-get-pf-balance-certificate-and-a-c-statement-from-pf-office-india.412640/
Hi All,
My only problem is that my PF account is in Bangalore and I currently live in Delhi. I read somewhere that PF office of one city won't stamp the EPFO statement of PF office of another city. So, I was planning on submitting only the online generated UAN card and generated PF statement along with an LOE explaining the breakup (PF will be around 35% of my POF). Does this look good or I need to travel to Bangalore to get the PF balance stamped?
Yes, never seen any case get ppr without it. It's usually the commissioner or assistant commissioner.