The baby will be covered. Your wife won't. You will have to pay for the birth.
Is there a rule about reimbursement for my wife's hospital expenses? My wife is due February 2 and her msp will be active on March 1.
Which province do you live in (not sure what MSP means)? Some cover new immigrant immediately, but others have a 3 month wait (e.g. Ontario). If you are in a province with a 3 month wait, then ANY medical costs incurred in the 3 months will NOT be covered (i.e. you will have to pay for them yourself unless you already have private medical expenses cover).
Medical expenses aren't covered. You aren't covered for the rest of the month your wife returned to Canada plus 2 months if you're a citizen. Is she a citizen? As far as I know, you aren't able to get any medical fees reimbursed. To be sure about all this, I suggest you call the MSP hotline and speak with a representative. Good luck & congrats on your soon to be born baby.
No. She can't be reimbursed for expenses that will occur when she does not qualify for coverage.
If her MSP is only active March 1st and there is a 2+ month wait to get coverage why would she get reimbursed retroactively? There is a waiting period for coverage in the most popular provinces for immigration to prevent new Canadians and Canadians living abroad for returning just to seek medical care. Would contact your local hospital because most require payment in advance of at least some form of deposit if you are planning to give birth without coverage.
If your wife has visitor status she most likely will not be covered as long as she has that status, at least until she gets AOR or AIP, depending who you ask (in addition to the 3 month residency rule). I don't know about other provinces but one of the only ways visitors can get coverage in Ontario is when they are deemed eligible to apply for PR - which is AOR or AIP (opinions seem to differ on which it is). Regardless, a visitor here for 6 months still wouldn't be eligible without reaching this determination point after PR app is submitted.
It's AIP+ 3 months but you often have to fight a bit so actually could be a bit longer. Usually saves you a month or two.
Possibly. However what happens if it's not a straightforward birth and the mother needs a C-section or advanced medical care?
