You should be aware that if she has any problems with her pancreas or any reoccurrence with of her cancer her insurance coverage will likely not cover it so you'll (or she'll) need to be prepared to pay any costs. You'll need to look at the policy very carefully.
Thats what i have in my policy
Eligibility Requirements
You may apply for and purchase this coverage on behalf of a family member not more than 365 days before the Policy Date. The insured person’s eligibility is
based on all of the following statements being correct. We will void this coverage and no benefits will be payable if any of these statements are false.
1. You have not been diagnosed with a terminal illness for which you are expected to have less than 6 months to live
2. You are not travelling against the advice of a physician.
3. You do not have a kidney condition requiring dialysis.
4. You have not used home oxygen during the 12 months prior to the date of application.
5. You have not been diagnosed with Alzheimer's disease or any other form of dementia.
6. You been not been diagnosed with or received treatment for congestive heart failure.
7. You have not been prescribed or taken Furosemide for any reason in the last 12 months.
8. You have not been prescribed or taken insulin to control your diabetes in the last 12 months.
9. You have never had an organ transplant (heart, kidney, liver, or lung).
10. You have not experienced any new or undiagnosed symptoms and/or know of any reason to seek medical attention.
11. You are not eligible for benefits under any Canadian government health insurance plan.
Will you be covered for pre-existing conditions?
Do you have an irregularity in your health, which required or requires medical advice, consultation, investigation, treatment, care, service or diagnosis by a
physician? None of these pre-existing medical conditions are eligible for coverage under this plan. We will not pay any expenses relating to any pre-existing
condition.
