@cansha, just did a quick calculation and even after reducing the outstanding loan amounts (Home and vehicle) from the POF funds, the POF funds are like 2000 CAD over the required amount. Moreover, the mortgaged residential property is rented out and I am earning a rent which is almost equal to the monthly EMI that I am paying for this property. So that basically nullifies the Loan. I have mentioned this in the original LOE, also that I'll be selling this property and vehicle, when I am ready to move to Canada.
I agree with you regarding "
Analysts, I think are trained to point out anything which goes over their head for additional review".