Bank Statement of Parents or Mine??

[Mmalik99]

Hello,
Im a Pakistani student who is willing to apply for student permit to study at a university in canada.
My question is that my father(parent) is going to pay for all of my expenses..hence in the visa application whose bank statement should i send...my fathers or mine or both??
Please respond!!!

 

[Deenlover]

Your dad's because you will also be presenting a letter of sponsorship. But if you also have money in your account you should present it too. In fact it is advised that you present both. Good luck

 

[Mmalik99]

Your dad's because you will also be presenting a letter of sponsorship. But if you also have money in your account you should present it too. In fact it is advised that you present both. Good luck

What should the letter of sponsorship include?? Plus how much money should there be in my personal account??
Thanks

 

[Johnsnow 007]

Its advisable to submit both BS of your sponsor and yours as the VOs expect you to be working. Your personal BS should have enough money to cover your leaving expenses showing the $10,000cad required for the first year of study in addition to the sufficient funds in your sponsors BS

A sponsorship letter should contain details about your sponsors like his occupation, employment situation, salary, number of dependent(s), pension plan, properties etc and the willingness to sponsor you through your studies, stating his relationship to you etc and if not self employed, a letter from is employer, payslip etc

 

[Mmalik99]

Its advisable to submit both BS of your sponsor and yours as the VOs expect you to be working. Your personal BS should have enough money to cover your leaving expenses showing the $10,000cad required for the first year of study in addition to the sufficient funds in your sponsors BS

A sponsorship letter should contain details about your sponsors like his occupation, employment situation, salary, number of dependent(s), pension plan, properties etc and the willingness to sponsor you through your studies, stating his relationship to you etc and if not self employed, a letter from is employer, payslip etc

Thank you so much...and it isn't a problem if both of the banks statements, mine and my dads, are not from canadian banks and are from pakistani banks right?

 

[Johnsnow 007]

No problem at all.. just make such there is sufficient funds in them

 

[Erfan115]

Honestly it would be better if you show your fathers bank statement only. The reason i say this is because finanical proof is not "just bank statement". You have to prove that its not borrowed money. So just make a letter and say in it that your father is willing to sponsor your entire education expenses and that the money in the bank his his own and not borrowed. Get it signed by your dad and then along with the letter provide his bank statement and a letter of employment stating his salary. The VO just wants 2 things. Firstly enough finance and secondly proof that its your own finance and not borrowed. If you show your own account you need to prove where did you get this finance from. If you cant prove it they will term it as borrowed money and reject your application. So just show your dads account and get a letter from him stating he will sponsor your financial needs and then show his employment letter with position and salary written on it to prove that its not borrowed money. There are people who show 100 000 dollars and yet get rejected because they cant prove the source that the amount came from.

 

[Mmalik99]

Honestly it would be better if you show your fathers bank statement only. The reason i say this is because finanical proof is not "just bank statement". You have to prove that its not borrowed money. So just make a letter and say in it that your father is willing to sponsor your entire education expenses and that the money in the bank his his own and not borrowed. Get it signed by your dad and then along with the letter provide his bank statement and a letter of employment stating his salary. The VO just wants 2 things. Firstly enough finance and secondly proof that its your own finance and not borrowed. If you show your own account you need to prove where did you get this finance from. If you cant prove it they will term it as borrowed money and reject your application. So just show your dads account and get a letter from him stating he will sponsor your financial needs and then show his employment letter with position and salary written on it to prove that its not borrowed money. There are people who show 100 000 dollars and yet get rejected because they cant prove the source that the amount came from.

So i only need to provide:
1. A financial support sponsorship letter from my father.
2. My fathers bank statement for the past 4 months which includes the amount for my college tuition and all educational expenses and my own personal expenses....
Thats it right?
So theres a good probability of acceptance if i only provide those two items??

 

[Johnsnow 007]

Honestly it would be better if you show your fathers bank statement only. The reason i say this is because finanical proof is not "just bank statement". You have to prove that its not borrowed money. So just make a letter and say in it that your father is willing to sponsor your entire education expenses and that the money in the bank his his own and not borrowed. Get it signed by your dad and then along with the letter provide his bank statement and a letter of employment stating his salary. The VO just wants 2 things. Firstly enough finance and secondly proof that its your own finance and not borrowed. If you show your own account you need to prove where did you get this finance from. If you cant prove it they will term it as borrowed money and reject your application. So just show your dads account and get a letter from him stating he will sponsor your financial needs and then show his employment letter with position and salary written on it to prove that its not borrowed money. There are people who show 100 000 dollars and yet get rejected because they cant prove the source that the amount came from.

What do you mean by borrowed money? I don't think I agree with you. The VOs are not interested if its a borrowed money or not, the only way that raises concern to them is if it was a loan letter submitted as a proof of funds which might make them be curious for the authenticity of it.

If there is a gap in your studies, the VO expect you to be working and you need to show your own personal BS along with that of your sponsor.

Even if you show properties, it will only counts for home ties and not proof of sufficient funds to cover the living expenses.

One's own personal BS suppose to show the $10,000cad required for living expenses for the first year by CIC while the sponsor's BS will show enough funds needed for the sponsorship support for the subsequent year.

If there is a gap in your studies and you submit just your sponsor's BS, then you might be rejected for "financial status" which is mostly a common reason

I will advise you @Mmalik99 to submit both your personal BS and that of your sponsor if you have a gap in your studies but if you don't have a gap, your sponsor can state it in the sponsorship letter that the amount in your account was paid into it by him which is required for your one year's living expenses, and also you can state in it your SOP too

 

[Johnsnow 007]

So i only need to provide:
1. A financial support sponsorship letter from my father.
2. My fathers bank statement for the past 4 months which includes the amount for my college tuition and all educational expenses and my own personal expenses....
Thats it right?
So theres a good probability of acceptance if i only provide those two items??

Your sponsors 6 months BS and not 4.. but your own personal BS should be 4months

It's advisable for a sponsors BS to show a good and convincing total balance after paying full or half tuition fees while your own personal BS should show the sufficient funds for all your expenses

 

[Erfan115]

What do you mean by borrowed money? I don't think I agree with you. The VOs are not interested if its a borrowed money or not, the only way that raises concern to them is if it was a loan letter submitted as a proof of funds which might make them be curious for the authenticity of it.

If there is a gap in your studies, the VO expect you to be working and you need to show your own personal BS along with that of your sponsor.

Even if you show properties, it will only counts for home ties and not proof of sufficient funds to cover the living expenses.

One's own personal BS suppose to show the $10,000cad required for living expenses for the first year by CIC while the sponsor's BS will show enough funds needed for the sponsorship support for the subsequent year.

If there is a gap in your studies and you submit just your sponsor's BS, then you might be rejected for "financial status" which is mostly a common reason

I will advise you @Mmalik99 to submit both your personal BS and that of your sponsor if you have a gap in your studies but if you don't have a gap, your sponsor can state it in the sponsorship letter that the amount in your account was paid into it by him which is required for your one year's living expenses, and also you can state in it your SOP too

I had a gap of 3.5 years. No job experience. I stated i am a dependent on my father. Showed his bank statement of 6 months and his employment letter to prove the finance is our own and a letter stating my father will sponsor me. Worked fine got my visa in a month.

What i meant by borrowed money is actually a fact and its mentioned in the guidelines of IRCC. Some people borrow money from others and deposit into their own account. Hence if it is an amount which isnt sitting in the bank for 6 months straight, the VO will be suspicious whether this amount is borrowed or personal.
There is a guy in this forum who showed 100 000 dollars in his father's account and 40 000 dollars in his personal account. He got rejected stating that "the officer isnt convinced that he has enough finance". Why do you think that happened? The applicant didn't show any proof that this finance is of his own. So the best and safest way is showing your fathers statment and his employment letter and mention in your fathers letter that this amount is his personal income kept togather in the account for the sake of your education.

 

[Erfan115]

So i only need to provide:
1. A financial support sponsorship letter from my father.
2. My fathers bank statement for the past 4 months which includes the amount for my college tuition and all educational expenses and my own personal expenses....
Thats it right?
So theres a good probability of acceptance if i only provide those two items??

Having the proper documents just from the Bank doesn't garuntee your visa. There are many other things that will come into consideration.
Example:-

Your IELTS score
Gaps more than 5 years
Your academic grades
The course should be relevent to your previous education
All applications filled in correctly

Everything should be in order.

As for the financial documents.
1. Fathers sponsor letter
2. His bank statement of the last 6 months which includes your 1 year tuition fee plus 12000 dollars.
3. An employement letter from your fathers work place or his business licence if he is self employed.
4. Fixed deposits (optional not important. Makes your case stronger)

 

[Mmalik99]

Why do i need to show an ielts result to the canadian immigration office when I have already been accepted to a designated university of canada plus ive also passed their english requirements....

I haven't taken the IELTS but have taken TOEFL, do i really need to give ielts??

 

[Erfan115]

Why do i need to show an ielts result to the canadian immigration office when I have already been accepted to a designated university of canada plus ive also passed their english requirements....

I haven't taken the IELTS but have taken TOEFL, do i really need to give ielts??

IELTS isn't a necessary document in the visa application. However when your review of eligibility will begin, a good IELTS grade will help alot as it increases the chance of approval. I read in the IRCC guideline that only IELTS is accepted along with Canadian English proficiency examinations. However in this forum i have seem candidates providing TOEFL grades and getting their visa. So i would suggest provide it. If it comes down to very small reasons, then the grades could give you the edge.

 

[Erfan115]

Some DLIs accept a minimum of 5.5 IELTS. There are students who get admission into universities with the minimum requirements. However they get their visa rejected because of IELTS grades lower than 6.5.
The only time IELTS is not required is if your background education was English curriculum. Then even if your DLI requested IELTS, the immigration officer would be satisfied enough with the transcripts only.