private health insurance till OHIP eligibility

[azrazan]

can any one suggest private health insurance which covers pre existing medical conditions also.
for family(3) ,wife and daughter status in canada is visitor and husband is on PGWP.[ PR Is under process for 3 of us]..
looking for cashless treatment,is there any?

 

[Rob_TO]

can any one suggest private health insurance which covers pre existing medical conditions also.
for family(3) ,wife and daughter status in canada is visitor and husband is on PGWP.[ PR Is under process for 3 of us]..
looking for cashless treatment,is there any?

Insurance is very difficult for pre-existing conditions and have many terms and conditions, such as the condition being stable for many months with no changes to medication or any doctor/hospital emergency visits due to the condition. And any insurance you got would normally just cover future unexpected emergencies, NOT your day to day medicine or regular checkups.

As for paying, this is up to the place you go for treatments. A hospital or doctor may demand you pay cash or deposit upfront and deal with insurance company yourself, it's entirely up to them.

 

[greencard14]

Insurance is very difficult for pre-existing conditions and have many terms and conditions, such as the condition being stable for many months with no changes to medication or any doctor/hospital emergency visits due to the condition. And any insurance you got would normally just cover future unexpected emergencies, NOT your day to day medicine or regular checkups.

As for paying, this is up to the place you go for treatments. A hospital or doctor may demand you pay cash or deposit upfront and deal with insurance company yourself, it's entirely up to them.

So, do you have recommendations on regular insurance until we qualify for OHIP?

 

[Rob_TO]

So, do you have recommendations on regular insurance until we qualify for OHIP?

Lots of online broker sites you can use, such as this one: https://www.kanetix.ca/travel-visitors-to-canada

Just need to be very careful how the policies cover pre-existing conditions, and to disclose all such conditions when applying.

 

[greencard14]

Lots of online broker sites you can use, such as this one: https://www.kanetix.ca/travel-visitors-to-canada

Just need to be very careful how the policies cover pre-existing conditions, and to disclose all such conditions when applying.

Thank you!