I have done my Gic payment through thomas cook india on 10th Nov,2016. But, now its 9 days and I haven't received my gic certificate yet. I have gone through many reviews and mostly people are saying that its a bad idea for transferring money through thomas cook, because it takes many days to complete the process( My consultant asked me to do this type of transfer ). I don't know what to do now, as the deadline for file lodging is 1st december. Can anybody have some suggestions regarding this?