Am about to submit my eAPR. As requested by CIC in their website - I have got a letter from the bank (note - it is black and white because the mofos at my branch don't have a color printer) that has - i) average balance over last 6 months ii)current balance iii)account open date iv) last 4 digits of account # (they say they will NEVER write full account # though CIC asks for it in their website v) my name vi) my address vii) bank stamp viii) bank phone no. (note - they say they do not and cannot provide email id as requested by CIC) ix) sign of the officer who prepared the letter and x) the business card of the officer attached/stapled onto the form. The issue is that since it is black and white and even the stamp and signature are in black ink, scanned (even scanned paper) it looks like a photo copy and not the real thing. Anyway, the questions I have are - i) are the above enough for the proof letter? any input/advice? ii) I see many people talking about attaching stamped/signed scanned copies of last 6 months transactions (and some also suggest adding the 6 months stamped/signed statements as well). I have got the statements as well as transactions stamped/signed as well. Do you recommend attaching those as well? I fear it may just show desperation and will look like overdoing it. plz advise.
Is it recommended to put 6 months transaction history for funds?
- Thread starter prakash419
- Start date
Providing statements are not a sign of overdoing things really. Even if you seem desparate (doubt that anyone would look at it this way), do you think they're gonna reject you?
Good point. Thanks. One more question - since there is option for attaching only a single document - should I combine the statements and the letter together and attach that? would not that be confusing (may confuse the officer on what the hell this document is ), what is your opinion on that?
You can put separating pages with a title of what the documents coming after are for.
Combine it and upload. Explain it in the LOE. Also explain about the black and white printer to make the point clear to the officer.
If the letter contains all the stipulations of CIC, as per their stated requirements, is there really any need to attach 6 month bank statements as well? Just in a normal case, not the case of the gentleman stated above.
See, the idea is to check any huge debits and credits in your account during the period. Month end average balance shall not cover that, the effect of debits and credits will get compensated.
Iampositive
Star Member
C
1. if your bank refuses to mention the 6 month avg balance
2. Your avg and current balance don't match, then you have to show statements to substantiate the source of funds.
CIC asks for a average balance of six months, so if you have large credits to your account, your current balance will go up, but not your avg balance. If your current and avg balance for the last six month is same, there is no need to submit 6 month statements, statements will only be submitted:
1. if your bank refuses to mention the 6 month avg balance
2. Your avg and current balance don't match, then you have to show statements to substantiate the source of funds.
Hi all,
Please I need some advice here! In my bank account I had more than sufficient funds as stated for settling by CIC but in one month I transferred a huge amount to my father's account for investment which he returned to me the next month. How do I explain this in my POF case? Should I get an affidavit or a gift deed? The money was earned by my salary savings for which I have payslips and tax returns. Should I also
Please I need some advice here! In my bank account I had more than sufficient funds as stated for settling by CIC but in one month I transferred a huge amount to my father's account for investment which he returned to me the next month. How do I explain this in my POF case? Should I get an affidavit or a gift deed? The money was earned by my salary savings for which I have payslips and tax returns. Should I also