PR Holder Out of Canada, planning to deliver in Canada, how to go ahead with insurance

[sky06]

Dear Seniors and Forum Members,

I need your advise please....

We had our short landing in April 2017 in Toronto for just few days, then returned to our country as we are planning to move permanently by end of 2018. During that time, we were able to open bank account only. We couldnt apply for OHIP as the letter from the bank with the home address (of a friend), which is a requirement to apply for the same, couldn't reach us on time during our stay, .

Now, i found out that I am pregnant, due by January 2018.

I am doing a little research online on the possibilities of the child delivery, either in my country or in Canada. if i do it in my country, i have to apply for the baby a visa later on, where most cases on the thread i read they are facing some dififculties.

If i'm going to deliver in Canada, i need to have an insurance, that i don't have right now. I know some provinces, like Ontario and BC have a waiting time of 3 months prior to getting the insurance cards.

The plan we have in mind right now is if i will deliver in Canada, i will have to return back to my home country meanwhile with the baby and we will move permanently all together by end of 2018.

I am working right now, and say i will travel by end of November to Canada, will my delivery be covered by the insurance program once i apply the moment i reach there? Or any other way?

Appreciate all your feedback and inputs.

Thank you!

 

[Buletruck]

Not only do they have a 3 month waiting period in most provinces, they also require you to reside for a specific period of time after being approved. If (reading between the lines) you plan to return home shortly after the birth, you will not have met that requirement and may in fact be sent a bill for the costs incurred (or worse, charged with insurance fraud).

 

[scylla]

If you do as planned, expect the province to come after you for costs of the medical care you received (it will end up being quite a bit more expensive than if you just paid for everything yourself). As explained above, if you deliver in Canada and make use of provincial health care, you'll need to remain in Canada for several months after the birth of the child (I would recommend 3-4 month minimum) - otherwise expect the province to come after you for improper use of the health care system.

 

[Leon]

Most provinces actually don't have a waiting period if you are moving from abroad. Ontario and BC do as well as NB at least had and QC has too but has exceptions for childbirth and pregnancy. However, all of the provinces have eligibility requirements about residing in the province in order to qualify.

When you sign up for health care, you have to apply and sign documents stating that you ordinarily reside in that province and commit to doing so for at least 5-6 months a year. If you end up leaving that province without ever spending the required amount of time, they can retroactively cancel your health card and back charge you for whatever they paid for you. If they have a reason to believe that you lied when you applied for health care, that you knew that you were leaving again, they could even charge you with health care fraud which is a crime in Canada.

Therefore, if you plan to have your baby in Canada, either pay out of pocket or move to a province other than Ontario or BC and don't leave again with your baby but stay there. Your family / spouse can join you later in 2018 when they are ready.

You should be happy you did not apply for OHIP when you did your short landing because you were absolutely not eligible to apply for OHIP at that point in the first place.

 

[foodie69]

Dear Seniors and Forum Members,

I need your advise

The plan we have in mind right now is if i will deliver in Canada, i will have to return back to my home country meanwhile with the baby and we will move permanently all together by end of 2018.

Appreciate all your feedback and inputs.

Thank you!

Wow..so much to birth tourism.. I hope you don't get away with it.

 

[sky06]

Wow..so much to birth tourism.. I hope you don't get away with it.

its not birth tourism, read again pls.

 

[Bs65]

Wow..so much to birth tourism.. I hope you don't get away with it.

The OP is a new landed PR just they have not yet taken up perm residence to move over and are currently back in home country so their post is about having the baby in Canada or in home country given they dont plan to move over until 2018. Maybe someone can reassure the OP on the process having the baby in home country and then resolving the babys PR when they eventually move to Canada in 2018. Of course having the baby in Canada it would be citizen straight off but the OP as per previous posts would either need to bring forward the move and establish residency or self fund the birth.

 

[Leon]

Maybe someone can reassure the OP on the process having the baby in home country and then resolving the babys PR when they eventually move to Canada in 2018.

Unfortunately it can be a major headache for PR's having a baby outside Canada and then trying to get PR for or move with the baby.

Facts:

1. A PR can not sponsor from outside Canada
2. Sponsorship can take a long time depending on the visa office (several months - year)
3. There is no guarantee that a non PR baby of PR parents will be granted a visit visa.

Results:

A PR who has a baby outside Canada can not sponsor the baby until at least of of the parents has settled in Canada.

In order for the family to move with the baby, the first factor is if the baby is visa exempt. If yes, then no problem, they simply apply for the baby's eTA then pack up their luggage and baby and bring it all to Canada and once they are in Canada, one of the parents applies to sponsor the baby.

If no, baby is not visa exempt, then apply to the visa office for a TRV for the baby. TRV may be denied based on that their plan is not for the baby to actually visit but to stay permanently so ok, they can apply for another visa called a TRP sometimes granted on humanitarian grounds. If they get either one, they can pack up luggage and baby and go to Canada.

If not, they will only have the one option left of one parent staying with the baby in their home country while the other parent moves ahead to Canada and applies to sponsor. The sponsor must continue to reside in Canada during the processing time which means that the family is split up for the duration.

Also keep in mind that if the baby is visa exempt or on a TRV or TRP, the baby might not be covered by provincial health care and they should make sure to get emergency medical insurance until they figure that out. Same goes for the rest of the family if they are moving to a province that doesn't have first day health care. You may think nothing is going to happen but an emergency, accident or emergency illness can set you back thousands of $. You can find travel insurance in your home country or google it in Canada. One company offering is https://arbetovinsurance.com/