Home loan - enquery to show home loan to cic

[joyaman]

Dear all,
We have taken home loan in 2012, whose emi is debited from my salary account. I have to show my salary account as a pof. Will this emi create any problem in my CIC further process. One more question ,can sbi bank give 6 month average balance???

 

[IMGNSPNP]

Dear all,
We have taken home loan in 2012, whose emi is debited from my salary account. I have to show my salary account as a pof. Will this emi create any problem in my CIC further process. One more question ,can sbi bank give 6 month average balance???

May not. But do not take chance. If you have the required funds open a FD account and use your FD acc statements as POF for CIC process.

 

[alok4best]

Dear all,
We have taken home loan in 2012, whose emi is debited from my salary account. I have to show my salary account as a pof. Will this emi create any problem in my CIC further process. One more question ,can sbi bank give 6 month average balance???

Will this emi create any problem in my CIC further process.
No.
can sbi bank give 6 month average balance.
No, no bank gives 6 month average balance.
What you basically need is a statement for last 6 months, endorsed by the bank.
CIC will then see what kind of balances you have maintained throughout.

 

[Prathi252]

Dear all,
We have taken home loan in 2012, whose emi is debited from my salary account. I have to show my salary account as a pof. Will this emi create any problem in my CIC further process. One more question ,can sbi bank give 6 month average balance???

Hi did you have any issues having home loan? Which account did you show for your POF?