Medical Insurance query - Supervisa

[a_1188]

Hello,

Looking to apply supervisa for my parents. My agent advised to purchase 1 year medical insurance. Does it mean I need to show that they're visiting for 1 year in my letter? They're only planning to be here for a couple of months. Thanks

 

[canuck78]

Hello,

Looking to apply supervisa for my parents. My agent advised to purchase 1 year medical insurance. Does it mean I need to show that they're visiting for 1 year in my letter? They're only planning to be here for a couple of months. Thanks

You must show proof of insurance for a year but they can visit for a few months. Would suggest looking at supervisa policies and their refund policies for unused months when your parents leave Canada.

 

[CanGoldDigger]

Hello,

Looking to apply supervisa for my parents. My agent advised to purchase 1 year medical insurance. Does it mean I need to show that they're visiting for 1 year in my letter? They're only planning to be here for a couple of months. Thanks

Health insurance
You must have proof of a health insurance policy from either

• a Canadian insurance company, or
• an insurance company outside Canada that is approved by the minister of Immigration, Refugees and Citizenship (more information will be available in the coming months)

The health insurance policy should

• be valid for a minimum of 1 year from the date of entry
• be paid in full or in instalments with a deposit (quotes aren’t accepted)
• cover health care, hospitalization and repatriation
• provide a minimum of $100,000 of emergency coverage

As a super visa holder, you should have a valid health insurance policy while in Canada. If your health insurance will expire before you leave Canada, you may need to renew or maintain your health insurance during your stay. Private health insurance must be valid for each entry to Canada.
Be prepared to show your proof of paid insurance to a border services officer when you enter Canada.

https://www.canada.ca/en/immigration-refugees-citizenship/services/visit-canada/parent-grandparent-super-visa/eligibility.html

 

[a_1188]

Health insurance
You must have proof of a health insurance policy from either

• a Canadian insurance company, or
• an insurance company outside Canada that is approved by the minister of Immigration, Refugees and Citizenship (more information will be available in the coming months)

The health insurance policy should

• be valid for a minimum of 1 year from the date of entry
• be paid in full or in instalments with a deposit (quotes aren’t accepted)
• cover health care, hospitalization and repatriation
• provide a minimum of $100,000 of emergency coverage

As a super visa holder, you should have a valid health insurance policy while in Canada. If your health insurance will expire before you leave Canada, you may need to renew or maintain your health insurance during your stay. Private health insurance must be valid for each entry to Canada.
Be prepared to show your proof of paid insurance to a border services officer when you enter Canada.

https://www.canada.ca/en/immigration-refugees-citizenship/services/visit-canada/parent-grandparent-super-visa/eligibility.html

Thank you! This is super helpful.
Does that mean I need to show minimum of 1 year stay in my invitation letter or can I show 2-3 months as well there?

 

[CanGoldDigger]

Thank you! This is super helpful.
Does that mean I need to show minimum of 1 year stay in my invitation letter or can I show 2-3 months as well there?

It should be valid for a minimum of 1 year from the date of entry.

 

[a_1188]

It should be valid for a minimum of 1 year from the date of entry.

yeah for sure. I will take insurance that is valid for 1 year. But what about the itinerary or duration of stay? Does that need to say 1 year as well or can that say 2 months and then I can basically cancel the insurance once they leave.

 

[CanGoldDigger]

yeah for sure. I will take insurance that is valid for 1 year. But what about the itinerary or duration of stay? Does that need to say 1 year as well or can that say 2 months and then I can basically cancel the insurance once they leave.

Sure. Duration of stay is at your discretion within the limits of super visa.

 

[a_1188]

Sure. Duration of stay is at your discretion within the limits of super visa.

Thank you!

 

[canuck78]

Thank you! This is super helpful.
Does that mean I need to show minimum of 1 year stay in my invitation letter or can I show 2-3 months as well there?

Would suggest indicating at least a 6+ month visit or else they may be considered for a regular TRV.

 

[a_1188]

Would suggest indicating at least a 6+ month visit or else they may be considered for a regular TRV.

Thank you. Thats the question I had in my mind as well. Since it is Supervisa, is it advisable to show 6+ months visit even if it is going to be shorter?

With a shorter duration could they reject Supervisa or issue a TRV instead?

 

[CanGoldDigger]

Thank you. Thats the question I had in my mind as well. Since it is Supervisa, is it advisable to show 6+ months visit even if it is going to be shorter?

With a shorter duration could they reject Supervisa or issue a TRV instead?

Would suggest indicating at least a 6+ month visit or else they may be considered for a regular TRV.

Yes, it makes sense.

Visiting your children and grandchildren
A super visa lets you visit your children or grandchildren for 5 years at a time. It’s a visa that provides multiple entries for a period of up to 10 years.

There are specific requirements for a super visa, including the need for health insurance. You must meet all the criteria to be eligible.

If you want to stay for 6 months or less, apply for a visitor visa.

https://www.canada.ca/en/immigration-refugees-citizenship/services/visit-canada/parent-grandparent-super-visa/about.html#

 

[dkdlkang33]

Can I ask a follow-up question on this? My parent's been in Canada for over a year now with occassional visit to the states. Their insurance was for a year and it's expired a month and half ago. Should I renew the insurance now? My parent won't be leaving Canada soon, and may actually stay with me in Canada until next year October. Please kindly advise if I should renew now or later close to when my parent is expected to leave and come back.

It says, "you should have a valid health insurance policy while in Canada. If your health insurance will expire before you leave Canada, you may need to renew or maintain your health insurance during your stay" which seems to imply, it may not be required to renew, so I am confused..

Thank you

Health insurance
You must have proof of a health insurance policy from either

• a Canadian insurance company, or
• an insurance company outside Canada that is approved by the minister of Immigration, Refugees and Citizenship (more information will be available in the coming months)

The health insurance policy should

• be valid for a minimum of 1 year from the date of entry
• be paid in full or in instalments with a deposit (quotes aren’t accepted)
• cover health care, hospitalization and repatriation
• provide a minimum of $100,000 of emergency coverage

As a super visa holder, you should have a valid health insurance policy while in Canada. If your health insurance will expire before you leave Canada, you may need to renew or maintain your health insurance during your stay. Private health insurance must be valid for each entry to Canada.
Be prepared to show your proof of paid insurance to a border services officer when you enter Canada.

https://www.canada.ca/en/immigration-refugees-citizenship/services/visit-canada/parent-grandparent-super-visa/eligibility.html

 

[canuck78]

Can I ask a follow-up question on this? My parent's been in Canada for over a year now with occassional visit to the states. Their insurance was for a year and it's expired a month and half ago. Should I renew the insurance now? My parent won't be leaving Canada soon, and may actually stay with me in Canada until next year October. Please kindly advise if I should renew now or later close to when my parent is expected to leave and come back.

It says, "you should have a valid health insurance policy while in Canada. If your health insurance will expire before you leave Canada, you may need to renew or maintain your health insurance during your stay" which seems to imply, it may not be required to renew, so I am confused..

Thank you

If they are on a supervisa they are required to have supervisa insurance or else they are not compliant with the terms of their visitor status. If they are on a regular TRV also extremely risky not to have any insurance unless they have a very high net worth and could pay out of pocket if they had serious medical incident.

 

[CanGoldDigger]

Can I ask a follow-up question on this? My parent's been in Canada for over a year now with occassional visit to the states. Their insurance was for a year and it's expired a month and half ago. Should I renew the insurance now? My parent won't be leaving Canada soon, and may actually stay with me in Canada until next year October. Please kindly advise if I should renew now or later close to when my parent is expected to leave and come back.

It says, "you should have a valid health insurance policy while in Canada. If your health insurance will expire before you leave Canada, you may need to renew or maintain your health insurance during your stay" which seems to imply, it may not be required to renew, so I am confused..

Thank you

You are trying to play with a word "may", it's true that there's a lot of discretion and leeway in the immigration law, but it's applied by the authorities, not by you. So I would read it as "shall".

 

[dkdlkang33]

Great points, thanks for your replies, both of you. True that the decision and interpretation are up to the authorities, not me. I luckily confused the dates and the insurance hasn’t expired yet. I will ensure to renew.

You are trying to play with a word "may", it's true that there's a lot of discretion and leeway in the immigration law, but it's applied by the authorities, not by you. So I would read it as "shall".