It won't work as your DD is of the wrong amount. BLS fees has decreased. Surrender had a single DD requirement made against BLS. OCI has two separate ones. So create separate ones if you don't want your application to be returned and your courier fees wasted.
No need to paste photo on the form. Just put it a small envelope and send it with your application.
we need 2 or 1 photo in the postal application for OCI card?