First of all we all are here to share our personal experience or what we learnt from other forum members and trying to helping out each other.
Secondly, no one is here to answerable to you nor anyone can give you exact 100% correct answer of your foolish questions and most importantly getting Canadian visa is a privilege not a right and you have no right to criticized, raised objections and called stupid to ircc on their policies & procedures, they are government of Canada and have full rights to examine any visa application according to their rules & polices and even can bypass or change it at any time or time to time. Your question itself is a stupid question when you are already aware that ircc not only relay on the financials though it is most important part but before giving any decision, application has to pass series of procedures & eligibilities. Use your common sense and avoid raising any foolish questions. I genuinely thought that you are seeking an advice but now i think you are here to just take out your frustrations
who told you that your application will be processed 100% under CAN+ ? it is ircc sole discretion whether they process any application under this program or not and yes they issued this policy few years back but it didn't apply on everyone and things have been worsen/delayed after covid and visit visas are not the priorities of ircc at the moment. I applied my son visit visa who's holding valid US visa with previous travel history to USA and Canada but even though his application is under process since September 2022 so what should i do now? should i start censuring ircc?