Yes. It is important, as you would pay dearly if you should ever get sick or have an emergency. It cost us over $1500cdn for a family member who visited for the first time for 2 weeks. She was bitten by a spider, taken to the walkin clinic $100, medication $54, hospital $500 first day and each subsequent visit $300 plus Meds . Depending on your age its best to pay approximately $40 for safety