Hi I took admission for my wife under the Student Partner program and I have the offer letter. I want to apply for her visa and I also want to apply for the dependent visa. I am confused about the loan part. According to SPP, we are supposed to take a loan. 
The SPP check list says that the student needs to take a loan of at least 80% of tuition +living + travel expenses for one academic year (normally, first year’s tuition, unless already paid, plus $8000)
I have applied for a two year program. As the check list says we have to apply for a loan for the first year.
I have few questions
1) Do we have to take a loan for second year or we have to show some liquid assets?
2) How i am supposed to show my living expenses? Will that be in liquid money or even i am supposed to take a loan.
I was unable to find this information. If someone can answer these questions, I would really appreciate it. I need urgent help. Thanks!
The SPP check list says that the student needs to take a loan of at least 80% of tuition +living + travel expenses for one academic year (normally, first year’s tuition, unless already paid, plus $8000)
I have applied for a two year program. As the check list says we have to apply for a loan for the first year.
I have few questions
1) Do we have to take a loan for second year or we have to show some liquid assets?
2) How i am supposed to show my living expenses? Will that be in liquid money or even i am supposed to take a loan.
I was unable to find this information. If someone can answer these questions, I would really appreciate it. I need urgent help. Thanks!