If you do not disclose your previous refusal and act as a fresh applicant, you may get rejected again for not disclosing it. Secondly, you need to justify each reasons given in your refusal letter along with evidence/documents.
If you do not disclose your previous refusal and act as a fresh applicant, you may get rejected again for not disclosing it. Secondly, you need to justify each reasons given in your refusal letter along with evidence/documents.