I have been refused for study permit last week because of insufficient funds. I showed my mother's sister account (40,000 CAD) and my joint account with another aunt (15,000 CAD). As, I have been brought up by my aunts after mother's death. Now, I want to apply next week again. should I transfer entire amount in my joint account or in separate account along with signed affidavit? is it possible to convince VO that now this amount is mine?