I got my ITA. For proof of funds, my scenario is a bit complicated. I have accounts in two banks.
1. Bank1 : I had two FDs, jointly having more than minimum required amount for PoF. Unfortunately I liquidated one of them in last June for my higher education costs and used that for various payments. Since I cancelled my higher education plans, I got my money back in August and formed FD3. Now the FD1 alone will not suffice for PoF, but the overall amount in FD1 & FD3 is more than required amount.
2. Bank2 : I have two FDs. FD1 is locked for 5 years as its a tax saving account.
But FD1 from bank1 and FD2 from bank2 is enough for PoF.
I think I have three options:
1. Mention accounts from Bank1 only. However, I feel it a bit complicated to prove my transactions from FD2, which was closed. A bit worried if CIC would accept my explanations and proof.
2. Get reference letters from both Bank1 and Bank2 mentioning all accounts, and in LoE, state that I am claiming FD1 from bank1 and FD2 from bank2 ONLY.
3. Get reference letter from bank1 mentioning FD1 only and from bank2 mentioning FD2 only.
I know the question is a bit long complicated. Sorry for that.
Any help would be greatly appreciated.
1. Bank1 : I had two FDs, jointly having more than minimum required amount for PoF. Unfortunately I liquidated one of them in last June for my higher education costs and used that for various payments. Since I cancelled my higher education plans, I got my money back in August and formed FD3. Now the FD1 alone will not suffice for PoF, but the overall amount in FD1 & FD3 is more than required amount.
2. Bank2 : I have two FDs. FD1 is locked for 5 years as its a tax saving account.
But FD1 from bank1 and FD2 from bank2 is enough for PoF.
I think I have three options:
1. Mention accounts from Bank1 only. However, I feel it a bit complicated to prove my transactions from FD2, which was closed. A bit worried if CIC would accept my explanations and proof.
2. Get reference letters from both Bank1 and Bank2 mentioning all accounts, and in LoE, state that I am claiming FD1 from bank1 and FD2 from bank2 ONLY.
3. Get reference letter from bank1 mentioning FD1 only and from bank2 mentioning FD2 only.
I know the question is a bit long complicated. Sorry for that.
Any help would be greatly appreciated.
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