Proof of funds query

[WarHammer]

Hello Guys,

My bank letter clearly states my credit card debt is 0. I don't have any other debt with my bank however they have not stated that. Is that ok ?

 

[EE456]

Hello Guys,

This is a bit of a paranoid question I know but I felt it is better to clarify with the helpful members here rather than be in doubt, even if small.

So I got the required proof of funds from my bank and the current balance is almost 6000$ more than my minimum requirement and my average balance over 12 months is just about 1000$ greater than the minimum requirement. This should be fine right ? My only concern was that should average also be much higher ??

(The reason for spike in current balance is that I got the federal tax refund around May)

Secondly my bank letter clearly states my credit card debt is 0. I don't have any other debt with my bank however they have not stated that. Is that ok ?

Only one thing, you have to substantiate the source of the funds, the average balance is redundant here because you haven't held that money for at least 6 months but rather added a lump sum(s) which you have to substantiate by, for instance a gift dead or proof of sale of something from which you got this money proceedings.