Proof of Funds for Non-SPP application

[arjun1994]

I have an offer from TRU for the upcoming May intake. I am applying for the visa soon. However, I have some questions.

My offer letter says that tuition + living expenses for the first year come to $29,320 CAD which roughly translates to Rs. 15,00,000.
I am going to apply for an education loan (from a private institution, not a chartered bank) worth that amount.

1. Is it compulsory/advisable for me to buy GIC?
2. I will be paying to university fees so I will have a receipt. In this case, do I need to show any more liquid funds?
3. Will GIC + Fee receipt suffice the fund criteria or do I need to show additional funds?

 

[Prajwalsharmaa]

If u go with gic it will improve visa chances
And if u show more funda with gic it can too help

 

[arjun1994]

Okay consider this scenario:
I pay university fees for year 1: Rs. 7,60,000/-
I purchase GIC: Rs.5,17,1000/-
I show an education loan: Rs. 1,50,000/-

Total: Rs.14,27,000/-

PLUS
I show my mother's pension records: Rs.23000/- per month
I show my bank statement which has balances between 5000 and 1,10,100/-
I show my mother's ITRs and my ITRs: Both returns have an annual income of Rs.5,00,000 per year (2.5 lacs in each)
I show my mother's medical card to show that she's insured.
I show some stock market investment: Rs.20,000+
I show the property that my mother owns: Rs.45,00,000

These are the documents available with me. What should I take off this list and what should I add? Will these documents be enough and valid?