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Proof of funds: Do I need to declare outstanding loans?

thinkingtoapply

Star Member
Sep 13, 2017
113
24
India
Category........
FSW
Visa Office......
NDVO
NOC Code......
3113
hi everyone,
I have the Required Funds in my account half of which have been transferred from my business (current) account to my savings account in past 3 months and rest i will have by liquidating a fund investment.

Is it acceptable that money is not sitting there for past 6 months?

I have bought two properties in past 2 years, first with a home loan and second with a personal loan...
my understanding by reading other posts is that home loan might not be an issue but is personal loan a problem? I have been paying EMIs regularly and can also show statements stating that i bought property with that personal loan.

Do I need to settle that personal loan in order to be in good standing or it wont matter?