Proof of fund

[Maheepal Singh]

Hi,
I am Maheepal Singh from India, my application is selected in pool and now I have to submit the documents along with proof of fund. My wife is primary applicant and I am dependent.I have the following queries:
>I have a home loan on my name . how to address this as EMI is getting deducted from my salary account
>is the bank statement (3 to 6 month) of spouse account required or the bank letter head with current balance will solve the purpose
> I have a PF account is control by the trust how shall i show the same

Please guide

Regards
Maheepal

 

[mr.preetsingh]

Hi,
I am Maheepal Singh from India, my application is selected in pool and now I have to submit the documents along with proof of fund. My wife is primary applicant and I am dependent.I have the following queries:
>I have a home loan on my name . how to address this as EMI is getting deducted from my salary account
>is the bank statement (3 to 6 month) of spouse account required or the bank letter head with current balance will solve the purpose
> I have a PF account is control by the trust how shall i show the same

Please guide

Regards
Maheepal

1. Get a bank certificate about your Home Loan signed and stamped.
2. Get 1-2 months of bank statement showing average of funds required by CIC
3. PF account can be shown as POF, but you have to get a certificate from PF department which should say, the amount of money which can be withdrawn easily. (I would not recommend this step)