Proof of fund - home loan

[softwaretesting]

Hi,

While showing proof of funds, am I supposed to show my liabilities like pending home loan as well? I have some principle amount remaining on my loan.

Thanks in advance.

 

[xpressentry]

Yes you can declare you home loan. FYI, a home loan is a secured loan so it's a good thing. CIC is particular careful about those people who take a loan from the bank to show as their own to satisfy the PoF requirements.

 

[Gury Singh]

Hi Guys
I have taken gift deed from my father and got bank letters for my 2 saving accounts. Apart from this, I have a plot loan which is being paid from my salary account.
Should I show plot loan?

 

[Gury Singh]

someone pls reply to above query....