Leon said:
Yes I agree but just because an accident never happened dosent mean that it will happen. Like I said before the odds are in ones favour. However just cause people just go postal about travel insurance the insurance company knows it and this is an opportunity to make money off people based on their fear. Regardless of what happens to you the insurance company will make money. For example: Just cause I didnt get into an accident that requires hospitalization in 35 years does not mean that I cannot get into an accident BUT that also means I can also not be in an accident that requires hospitalization. Its ultimately the OPs call. But I am just speaking my mind that insurance is a total waste of money. I rather pay out $5000 or $10000 in the unlikely event if I ever do get into an accident rather than having to buy insurance for hundreds of dollars every time I go on vacation and nothing happens to me. Now if insurance was affordable for people like maybe $2/day then maybe I'd think about it. Lemme give you an example, lets say I travel atleast 5 times in a year each trip lasting 2 weeks. Thats a total of 10 weeks. Lets say I am paying $50/day that would be that would be 10weeks x 7days in a week x $50/day. Thats a whoppin $3500!! for what! fear that something potentially "might"happen to you????? How about the insurance company return atleast 50% of that money if something dosen't happen to me? Isnt that fair to ask? Is this really a way to live? Its justifiable if you are in some risky kind of business I rather opt out of such ridiculous cost. $2 a day for travel insurance is manageable anything above is highway robbery. Lets be realistic and practical we all need money so that we can enjoy life, not waste money by living in fear of having an accident.
