POF Loan and joint account

[sulidin]

Hi there everyone.
I wonder if I need to turn my bank account to joint account since my spouse will come with me.?
Secondly, I have an another bank account with loan on it. Should I state that account also ?

 

[dr.josemrod]

Hi there everyone.
I wonder if I need to turn my bank account to joint account since my spouse will come with me.?
Secondly, I have an another bank account with loan on it. Should I state that account also ?

Who is your primary applicant? If it's you, no need to have a joint account, if it's her, then it's best to have it in hers. Please note that you should explain and provide proof of all transactions that will provide this movements, because of a discerning balance in the last 6 months.

And all of this in a letter of explanation.

What do you mean with "account with a loan on it"?

 

[sulidin]

Who is your primary applicant? If it's you, no need to have a joint account, if it's her, then it's best to have it in hers. Please note that you should explain and provide proof of all transactions that will provide this movements, because of a discerning balance in the last 6 months.

And all of this in a letter of explanation.

What do you mean with "account with a loan on it"?

Thank you for the first answer. I am the primary applicant so we dont need joint acc. I had loan from another bank. If I get letter from bank ,which I got my savings, it wont show my loan. Sould I get letter from both bank?