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Ontario Car Insurance For American Car?

Jderavian

Newbie
Mar 7, 2016
2
0
>I have a full Florida license with Florida plates on my car
>I am moving to Thornhill, Ontario for 4 months
>My company (Geico) will only cover my insurance for 1 month
>I need car (auto) insurance for the other 3 months

Are there any companies in Canada that can insure my american car or the world that can give me international insurance for Canada on an american car?

I also have my G2 (as well as my florida license) if that matters. But the car has Florida plates.

Any help would be good. Would be a hassle to switch to ontario plates and then switch back to Florida plates 4 months later. Not to mention it would cost money.
 

sokosan

Full Member
Aug 6, 2015
43
1
Google is your friend :)

http://canada.angloinfo.com/transport/vehicle-ownership/vehicle-insurance/

Insuring a Foreign Vehicle
All imported cars must meet strict safety standards, comply with the Motor Vehicle Safety Regulations and be officially registered.

Visitors and tourists who bring their vehicles into Canada temporarily do not have to comply with the Motor Vehicle Safety Regulations. This exemption applies if the vehicle is used exclusively by the visitor or tourist. The vehicle cannot be sold in Canada and cannot remain in the country any longer than the time specified on the visitor's visa or work permit.

US car insurance is accepted in Canada for people travelling from the US on a tourist visa. Most US car insurance policies offer an option to include insurance in Canada, as well as the US.

Insurance for other foreign vehicles for drivers from outside the US must include an International Insurance Policy which covers Canada. US insurance companies offer insurance to international drivers in the US and Canada but premiums are often higher and an international driving licence is required. It is hard to find any Canadian insurance companies which will provide insurance for visitors to Canada driving a foreign vehicle.
Also, are you a permanent resident of Canada or the US? (you say you have a G2, that's why I ask). Because if you are a Canadian resident...it's complicated:

http://www.theglobeandmail.com/globe-drive/culture/commuting/i-want-to-drive-my-florida-purchased-car-both-here-and-there-can-i/article14962930/

I think your best bet is to look in the United States for a company which will sell you international insurance for the remaining 3 months. Ask Geico e.g. if you can pay extra for it, or whatever.