New Born Baby

[Fairmont81]

hi all,

Is the new born baby covered s per OHIP or do he/she also needs a 90 days waiting period to be eligible for OHIP.

Also if someone can advise the process and timelines to obtain Birth certificate and passport, it would be very helpful.

 

[canuck78]

If your baby leaves Canada and does not fill the residency requirement (be physically in Ontario for 153 days in any 12‑month period) you will be asked to pay back any money spent on the baby's care.

 

[Buletruck]

Is the baby born in Ontario? Are the parents making Ontario their primary residence?

http://www.health.gov.on.ca/en/public/publications/ohip/docs/eligibility_2.pdf

 

[Fairmont81]

We will be either self financing or usIng private insurance for the delivery and baby care,hence no healthcare obligations from OHIP will be required.

Kindly advise which hospital is the most suited and best in toronto for delivery and maternity care. Also what accomodation options are available around those hospitals for a 2-3 month temporary and firniahed accomodation

 

[canuck78]

If you start seeing an obstetrician you go to the hospital where he/she has privileges.

I will be very hard to get private insurance once your wife is pregnant. The insurance company knows it will have to pay a claim so not in their interest to offer a policy.

 

[Steevy]

canuck78 is right. Private insurance (that has maternity benefit and delivery coverage specifically) is only available to applicants who are not pregnant prior to the start date of their insurance coverage.

The only private coverage option that a pregnant person may be eligible for is pregnancy complications insurance (regular visitors to Canada plan with a pregnancy complications benefit). Such coverage is available up to the 31st week of person's pregnancy and will cover the costs for medical treatment of miscarriage, premature birth, bleeding or abdominal pain. You can check it out here - Pregnancy Complications Coverage

As for provincial insurance coverage, in case you are not totally set with living in Ontario, you could consider Quebec (maternity benefit is available without having to wait 3 month for eligible residents) as well as provinces that provide the coverage from day 1 to residents moving from abroad i.e. Alberta, Nova Scotia, PEI, New Brunswick, NWT, Newfoundland & Labrador. You just need to establish and maintain your residency for a certain time period so that you remain eligible for health benefits.

Lastly, the other thing I could think of is midwifes services as it would be less expensive compared to delivering in a hospital. You can google search practicing midwife's in the area you are going to stay in.

 

[canuck78]

canuck78 is right. Private insurance (that has maternity benefit and delivery coverage specifically) is only available to applicants who are not pregnant prior to the start date of their insurance coverage.

The only private coverage option that a pregnant person may be eligible for is pregnancy complications insurance (regular visitors to Canada plan with a pregnancy complications benefit). Such coverage is available up to the 31st week of person's pregnancy and will cover the costs for medical treatment of miscarriage, premature birth, bleeding or abdominal pain. You can check it out here - Pregnancy Complications Coverage

As for provincial insurance coverage, in case you are not totally set with living in Ontario, you could consider Quebec (maternity benefit is available without having to wait 3 month for eligible residents) as well as provinces that provide the coverage from day 1 to residents moving from abroad i.e. Alberta, Nova Scotia, PEI, New Brunswick, NWT, Newfoundland & Labrador. You just need to establish and maintain your residency for a certain time period so that you remain eligible for health benefits.

Lastly, the other thing I could think of is midwifes services as it would be less expensive compared to delivering in a hospital. You can google search practicing midwife's in the area you are going to stay in.

Unfortunately midwives are in high demand so at this point in the pregnancy they will most likely not have room in their practice, You basically have to sign up when you discover you are pregnant.

 

[Fairmont81]

We have insurance coverage hence would not need and be using public insurance.

I m more interested on the engagement process with doctor and hospital. Who to approach once in toronto and what process to follow.

Appreciate guidance. Also any recommendations on preferred healthcare facilities.

Regads

 

[canuck78]

We have insurance coverage hence would not need and be using public insurance.

I m more interested on the engagement process with doctor and hospital. Who to approach once in toronto and what process to follow.

Appreciate guidance. Also any recommendations on preferred healthcare facilities.

Regads

You will have to find an OB who will take on your care. Many practices will be full for your desired delivery dates. You can search the OBs located in the GtA on the website for college of physician and surgeons of Ontario. Your doctor is associated with a specific hospital so you go to that hospital when you need to deliver. As I mentioned in a previous post you should go into that hospital and meet with registration/accounts to talk to the hospital about payment through either your insurance directly or paying and then being reimbursed by your insurance. If you plan on just walking into a hospital when you are in labour you can technically go into any local hospital with a labour and delivery department and the on call doctor will deliver your baby. There is not a big difference between hospitals in the GTA.

 

[Fairmont81]

Thank you, this is helpful info. I will start looking into OB doctors in the mentioned website to prealign with a doctor before we arrive. This should help smoothing out the process.

What ia the birth certificate requirements and how much time does it take post birth to get the certificate and the passport issued.

 

[Jonudcastro]

canuck78 is right. Private insurance (that has maternity benefit and delivery coverage specifically) is only available to applicants who are not pregnant prior to the start date of their insurance coverage.

The only private coverage option that a pregnant person may be eligible for is pregnancy complications insurance (regular visitors to Canada plan with a pregnancy complications benefit). Such coverage is available up to the 31st week of person's pregnancy and will cover the costs for medical treatment of miscarriage, premature birth, bleeding or abdominal pain. You can check it out here - Pregnancy Complications Coverage

As for provincial insurance coverage, in case you are not totally set with living in Ontario, you could consider Quebec (maternity benefit is available without having to wait 3 month for eligible residents) as well as provinces that provide the coverage from day 1 to residents moving from abroad i.e. Alberta, Nova Scotia, PEI, New Brunswick, NWT, Newfoundland & Labrador. You just need to establish and maintain your residency for a certain time period so that you remain eligible for health benefits.

Lastly, the other thing I could think of is midwifes services as it would be less expensive compared to delivering in a hospital. You can google search practicing midwife's in the area you are going to stay in.

Does Nova Scotia provide health benefits to New immigrants from day one?? I thought I read somewhere that there is a waiting period of 60 days? What about immunisation for kids?