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Need help understanding "proof of funds" in terms of assets and liabilities

mira_johnson

Hero Member
Sep 30, 2015
274
10
Visa Office......
London
NOC Code......
3143
App. Filed.......
01-2017
Med's Request
Upfront
Med's Done....
12-2016
VISA ISSUED...
10-2017
LANDED..........
10-2017
When applying for permanent residency I've read on cic website that "proof of funds" is an important requirement for immigration.
While it may prove easy to show proof of your savings accounts, I am wondering if they take into consideration your debts, including student loans, and any housing mortgage?

Housing mortgage does however have two sides to it, 1.) it is a financial liability until you are able to pay it off, which for a person in their 20's will be present for a while to come, 2.) it could be viewed as an asset, given you could get a higher value for the property.

What is cic's rule of thumb when it comes to proof of funds, liabilities and assets, in terms of student loans and mortgages etc.?
Any advice, and/or direct links to cic would be greatly appreciated! The information I could find from cic on "proof of funds" was extremely limited.

Thanks in advanced