Loan Reference Number??

[royalsting]

Hello all,

I received my loan sanction letter. Its loan against demand, ie against my FDs. The sanction letter is on banks letterhead and has both branch stamp as well as branch managers stamp and sign on both of them. It has my name my Dads name and my address as well. Also it includes my FD numbers.

Now the issue is my consultant is asking me to get a new one with reference number on it saying that its mandatory. I am confused now, well if I get refrence number what would it be? The application number or loan account number or what?

Also instead of that can I include my FDs photo copies? (Although it would an additional document and CIC asks not to do that).

Kindly help me out here.

royalsting

 

[enfield]

Hello all,

I received my loan sanction letter. Its loan against demand, ie against my FDs. The sanction letter is on banks letterhead and has both branch stamp as well as branch managers stamp and sign on both of them. It has my name my Dads name and my address as well. Also it includes my FD numbers.

Now the issue is my consultant is asking me to get a new one with reference number on it saying that its mandatory. I am confused now, well if I get refrence number what would it be? The application number or loan account number or what?

Also instead of that can I include my FDs photo copies? (Although it would an additional document and CIC asks not to do that).

Kindly help me out here.

royalsting

Hi,


You need one Loan reference number which CHC quote while verifying the authenticity of your study loan with your bank. There are also other ways to verify your loan letter like your name, account number, FD details. But I am not sure which way CHC would prefer to go.

 

[royalsting]

Hi,


You need one Loan reference number which CHC quote while verifying the authenticity of your study loan with your bank. There are also other ways to verify your loan letter like your name, account number, FD details. But I am not sure which way CHC would prefer to go.

True bro but this loan is against FD. An actual students loan will have such reference number but this one will only have FD numbers, name, address, interest rate and conditions on letter head . So what can I actually use as reference number?

All I can think of is Application number or loan account number.

 

[enfield]

True bro but this loan is against FD. An actual students loan will have such reference number but this one will only have FD numbers, name, address, interest rate and conditions on letter head . So what can I actually use as reference number?

All I can think of is Application number or loan account number.

Hi,

Anything like Loan application number, Loan account number will do.

 

[royalsting]

Hi,

Anything like Loan application number, Loan account number will do.

Cool, neeraj suggested something similar. Will check this out tomorrow with the branch manager.

Thanks for your help again.