Living in BC and unemployed

[chelavnzuo]

Hi, I am new to BC and currently still looking for jobs, but I have already received MSP invoice for the Nov and Dec 2014 premiums, so here I have a question about this situation:

What would be the penalty (assume I am preferably healthy so no medical cost's involved in this case) if I choose to start paying the MSP premium only when I find a job? For example, if I find a job in May 2015, and I have no intention to pay the premium during the unemployment period, can I simply start to pay premium in May 2015? or have to pay Nov 2014 to Apr 2015 retrospectively as well?

Thanks

 

[scylla]

You still have to pay November to April. If you fail to pay the fees will just keep accumulating.

 

[Leon]

If you live in BC, you must pay your health care fees. If you choose not to pay the fees, you will owe them and they will take action to make you pay.

 

[jazibkg]

What I did was apply for MSP a bit late to avoid premiums.

My parents and were in the same situation as you; you can skip paying them for a few months of invoices, but talk to them whenever receiving intimidating letter and don't let the invoices go to collections. I know it can sum up to a hefty amount. But missing 1 or 3 payments may not make a difference or detriment to your credit history.

Once you're employed, you'll still be liable to pay these off. However after a year of residence and once filing a tax return then receiving a notice of assessment; you'll be eligible for regular premium assistance.

Its sad and one of those things nobody talks about whilst people are making a decision to move to BC or Alberta. The 'free' healthcare illusion is so ingrained in the public perception. They're going to increase the monthly premium rates from January 1 as well , and I'll keep paying for someone else's healthcare bill.