You are taking loan against FD or security or an education loan?Mikail86 said:
Its absolutely okay, many people do that. But you will have to check with the bank that at what margin will they give the loan, some offer it at 10% and others at 20%. That is if you have an FD of Rs. 6 lacs with a margin of 10% you will get a loan of Rs. 5 lacs.Mikail86 said:
Keep in mind that living and traveling can come up to CAD $10,000 to $11,000 for one year so take the loan accordingly.Mikail86 said:
Not a problem. You are well on time and so you can smoothly go through all the processes and apply in the first week of Feb '12 itself. By then status of SPP would be clear as well.Mikail86 said:
There is no solid proof on how they tend to make out our intentions but for an assumption and based on many cases we can say usually they tend to extract this from the financial ability and family information form. Under Generic in addition to the other two forms reference letter can also be one such instrument.Mikail86 said:
Under Generic one has to submit ITRs as well, so if he has one from past 2-3 years he can do it or you can have your brother as your sponsor. Although you need not prove your survival in India. Just prove that you have funds to support yourself in Canada. Also are you indirectly trying to ask how to show them that you will return back to India after studies? Honestly its not clear how they figure out our intentions but your father is a retired doctor and your brother is working, add his ITR to it and it should be a sufficient proof. No doubt they know most of the students are going there for PR. Just have a strong profile with sufficient or more than sufficient financial strength and you shall get your visa. Infact they give out generic reasons for declining the application and not a specific one so even if one gets refusal saying one might not return back to India, there might actually be another reason behind that.Mikail86 said:
