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Home loan and secondary account dilemma ?

gauravmlal

Hero Member
Jun 8, 2018
231
235
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Category........
Respected Members,
I have a query about pending home loan and secondary bank account.
First - I have a pending home loan of around 400 thousand Indian Rupees. I have already paid back the major chunk. A monthly EMI is deducted from my primary account and so it appears in my bank statement. I have to mention it in my application so my question is whether a pending home loan impacts decision on POF and hence PR application ? Anyone from their personal experience ?
Second , I have a secondary account , which always had a minimum balance o in it during last 6 months. Do I need to include a letter from this bank along with bank statement ?

Regards,
Gaurav