Health Insurance - Ontario

[jriede]

Is anyone headed to Ontario and looked into private health insurance to cover the 3 months you are not eligible for OHIP? I have a list of all the potential providers but getting quotes from all of them feels complicated....Wondering if anyone has done a comparison of various providers?

 

[Hurlabrick]

Is anyone headed to Ontario and looked into private health insurance to cover the 3 months you are not eligible for OHIP? I have a list of all the potential providers but getting quotes from all of them feels complicated....Wondering if anyone has done a comparison of various providers?

Useful reading and a list of provider here:

http://britishexpats.com/wiki/Medical_Insurance-Canada#Before_Medicare_starts

Personally, we went with GMS.ca. $450 for me (Male age 62) and $380 for my wife (age 49). For $150k cover with $1000 excess. We wanted something that would cover a major mishap and were quite happy to fork out for a walk-in visit if we needed one. As it turned out, my wife did - $120 for a consultation and $25 for anti-biotics - no big deal. Now on OHIP. You know of course that the 3 month gap insurance is not mandatory, purely down to you and your 'appetite for risk'.

Others have recommended DUInsurance, but they wouldn't cover an old guy like me!

 

[jriede]

So, you still had to pay for the Dr's visit out of pocket? And basically the insurance was just to cover a major hospitalization? We have a newborn who will need a couple routine Dr's visits in the timeframe that we are not covered