Hello all, I have a situation. I’m working in Qatar for the last 3 years and 2 months. Every month I remit money here to India to my mother’s account, wife’s account and my own NRI account. I never had the required funds completely in my account. I got money from my mom and wife which was sent by me earlier back into my account within a time of 3 months and opened a fixed deposit on 29th September. How do I prove to cic that it is my money and not borrowed or gifted ? Is there any affidavit format ?