Foreign unpaid debit could effect on PR status while in Canada?

[justready]

Please add your comments,

If some has become PR and already landed in Canada and started to living there permanently, Could the Debit of creditcards/personal loans back in home country may effect in any way to his/her PR in Canada?

1- If in case credit companies opens Law suits, could that law-suits in home country effect the PR in Canada?
2- Is there a list of countries which might have connection with Canada to recover/look after people with debits?
3- What could be the highest action against a person, could this reason of PR removal or Deport etc?

Thanks in advance.

 

[zulkfal]

Debit? or Debt
1) Depends on country, for example in UAE, KSA its a criminal offence then yes there will be an entry on your PCC, and these countries can ban you from entering in country as well.
2) Check for the treaties as far I know UAE, UK, EU, AUS, US have treaties with Canada, so if a company traced you in Canada then can put a claim against you in Canada. But its not necessary to have a treaty or agreement to take legal action in Canada. In todays finance world a collector from any country can buy an unpaid loan from lender in a different country, this way the collector has all the legal rights and he pursue with local law mean a Egyptian loan will become a Canadian loan.
3) In Canada it falls under civil justice system, two scenarios the lender may be not able to trace you up, or they might trace u in Canada or in your local country. If they are unable to trace you no issue, if they did and sold your loan to a Canadian recovery company then signs on credit file, difficulty in obtaining credit, beliefs on door, notices, and last resort court or out of court settlement.

In Canada some professions require clearance, esp Finance and government or where you deal with other peoples money and they prefer to obtain credit reports from all possible countries. One of my friend was rejected from a job because he didn't settled his account with Vodafone UK and who much approx £250.00 which cost him a $70,000 job.

So better pay off the debt if possible, negotiate with them that you can't pay they will be happy to take 50-70% of the total amount as not paying mean they will lose 100% and then recovery costs. So, better to negotiate with them and then ask for fixed installments for the settlement amount small monthly payments.

 

[mperei02]

Thanks Zufkal...but will it effect receiving Visa....

 

[Baloo]

Thanks Zufkal...but will it effect receiving Visa....

The original question was about someone who had PR.

On visa's - e-read zulkfal's post, much of it still applies.

The answer is, it depends... can it - yes.

I would ask, if someone is "running" from a debt, why would Canada want them here anyway?

 

[mperei02]

Firstly....I wasnt the one who asked abt PR


Secondly....debt during visa processing can be dealt with by selling property once visa granted...

 

[Baloo]

1- If in case credit companies opens Law suits, could that law-suits in home country effect the PR in Canada?

The PCC may list it (if criminal), I doubt that it would impact an issued PR.
2- Is there a list of countries which might have connection with Canada to recover/look after people with debits?
See zulkfal's post.

3- What could be the highest action against a person, could this reason of PR removal or Deport etc?
PR removal and deportation, not likely.

On visa's - e-read zulkfal's post, much of it still applies. If the visa requires a PCC then it may cause an issue.

So the answer is, it depends... can it - yes.

I would ask, if someone is "running" from a debt, why would Canada want them here anyway?

 

[zulkfal]

Thanks Zufkal...but will it effect receiving Visa....

In question you mentioned someone landed with a PR? then which visa you are taking about?
about tracing its a 50-50 chance, as lots of developed world countries have two credit agencies like EU, UK, US, CA, Aus, NZ all of them have equifax, experein (they can't share data, but can do local search by law) and both of these companies have collection agencies as well. Let me clear it little bit
1) If PR visa and you have obtain clear PCC then <5% chance that something will go wrong due to outstanding debt in country where debt evading or not paying is a criminal offence and for countries with civil offence no issue 0%. As its not a security threat to Canada.
2) Visa for other countries depend on the check conducted by those relevant country.

Well cool down, Baloo is a very senior member, he asked a question after answering your question, he didn't said you are running its a general question. Baloo is a good advisor.

 

[gwalyat]

but baloo do u know 1 of my friend known take loan frm scotland n came to india n then went to us n there was no proble during credit check. wht do u say

 

[angelbrat]

but baloo do u know 1 of my friend known take loan frm scotland n came to india n then went to us n there was no proble during credit check. wht do u say

I would say your friend sounds like a scammer and a criminal.....taking money and then fleeing Countries without paying it back. I would advise against having friends like this.....he/she probably told lies on their immigration papers too.

 

[Baloo]

I would say your friend sounds like a scammer and a criminal.....taking money and then fleeing Countries without paying it back. I would advise against having friends like this.....he/she probably told lies on their immigration papers too.

Good advice from angelbrat.

 

[Felix Dar]

who can help me in this please ??
i already take my police clearance from \UAE PCC and i submitted with my PR file (after nomination ) , but my question is the bank start calling me now for the payment and am not able to pay now , so they can make police case under my name in UAE , is that effect my PR file ??/
haw they will make the criminal record check , they will ask about me in UAE even after they got the police clearance in my file ??
and if they found that i have case it can reject my file ?
thanks