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First Canadian Credit Card?

jckailun

Star Member
Mar 25, 2018
159
20
29
Montreal, QC; Hong Kong
Category........
QSW
hello folks.

My girlfriend and I will be arriving at Canada soon, by which time we will go to the bank to set up our bank accounts and financing. Now the problem is how we can apply for a credit card for the first time in Canada? My girlfriend is a student who will be enrolled in a Canadian university.
 

Investocrat

Star Member
Jun 4, 2017
115
30
Winnipeg
Just approach any bank as usual and request a credit card. Your girlfriend can go for a student credit card. Depending on your credit history, finances, etc., you may be able to get a credit card without any encumbrances, or you may be required to first go with a "secured" card that is secured with a sum of money they ask you to put in a fixed GIC.