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FEES AND LOAN AMOUNT CONFUSION XPERT'S HELP NEEDED

abhi.m

Full Member
Mar 27, 2012
47
0
HI GUYS
CAN U GUYS PLS HELP ME IN HOW MUCH LOAN TO APPLY FOR?

TUITION FEE: $ 13771
ANNUAL LIVING EXPENSES:$9332

ALSO THE ABOVE TUITION FEE WAS FOR 1 YR , SO DO I HAVE TO PAY HALF OF 13771 CAD FOR MY 1ST SEM.

THANKS ALL
 

guri dhillon

Hero Member
Apr 11, 2012
340
5
jalandhar,punjab
Category........
Visa Office......
chandigarh
Job Offer........
Pre-Assessed..
App. Filed.......
28/02/2012
IELTS Request
6.5
Med's Request
pre-med ~ 16th feb 2012 med furthrance ~ 16/03/2012 med compltd ~ 17/03/2012 second medical furthrance ~ 20/04/2012 second med compltd ~ 3/05/2012
Interview........
waived
Passport Req..
sent
VISA ISSUED...
24-05-2012
LANDED..........
Flying on 31-07-2012
abhi.m said:
HI GUYS
CAN U GUYS PLS HELP ME IN HOW MUCH LOAN TO APPLY FOR?

TUITION FEE: $ 13771
ANNUAL LIVING EXPENSES:$9332

ALSO THE ABOVE TUITION FEE WAS FOR 1 YR , SO DO I HAVE TO PAY HALF OF 13771 CAD FOR MY 1ST SEM.

THANKS ALL
hi
1.check your offer letter ,it always mentioned in it that wht amount should we pay to accept this offer letter and if not written than email your college to enquire how much fees you have to pay for first semster roughly it will be equal to half of 13771 CAD but i suggest you to confirm it from college

2. You have to secure loan amount - 11 to 12 lakh
 
H

HBK

Guest
HI,

Your 1st year tution fees
-
advance payment of fees

+ Living cost

+ other 2000-3000cad


= total Amount * 54 = TOTAL LOAN IN INR
 

guri dhillon

Hero Member
Apr 11, 2012
340
5
jalandhar,punjab
Category........
Visa Office......
chandigarh
Job Offer........
Pre-Assessed..
App. Filed.......
28/02/2012
IELTS Request
6.5
Med's Request
pre-med ~ 16th feb 2012 med furthrance ~ 16/03/2012 med compltd ~ 17/03/2012 second medical furthrance ~ 20/04/2012 second med compltd ~ 3/05/2012
Interview........
waived
Passport Req..
sent
VISA ISSUED...
24-05-2012
LANDED..........
Flying on 31-07-2012
ashok5584 said:
HI,

Your 1st year tution fees
-
advance payment of fees

+ Living cost

+ other 2000-3000cad


= total Amount * 54 = TOTAL LOAN IN INR
hi
ashok my consultant told me that chc convert cad to INR by multiplying it to 46 not 50 or 54 becoz dollar rates are not fixed so they have fix rate for it but it can also change according to the increasing rate as earlier it was 45
 
H

HBK

Guest
guri dhillon said:
hi
ashok my consultant told me that chc convert cad to INR by multiplying it to 46 not 50 or 54 becoz dollar rates are not fixed so they have fix rate for it but it can also change according to the increasing rate as earlier it was 45
Hi,
Whatever consultant told you but on the safer side it would be good(54=1CAD) if you have not submitted your file till. otherwise its OK.
 

guri dhillon

Hero Member
Apr 11, 2012
340
5
jalandhar,punjab
Category........
Visa Office......
chandigarh
Job Offer........
Pre-Assessed..
App. Filed.......
28/02/2012
IELTS Request
6.5
Med's Request
pre-med ~ 16th feb 2012 med furthrance ~ 16/03/2012 med compltd ~ 17/03/2012 second medical furthrance ~ 20/04/2012 second med compltd ~ 3/05/2012
Interview........
waived
Passport Req..
sent
VISA ISSUED...
24-05-2012
LANDED..........
Flying on 31-07-2012
ashok5584 said:
Hi,
Whatever consultant told you but on the safer side it would be good(54=1CAD) if you have not submitted your file till. otherwise its OK.
you are ryt ashok i filed my application but i am not worried bcoz i secured loan 11lakh but i was needed only 10lakh loan ,its alwaz better to secure loan more to be on a safer side
 
H

HBK

Guest
guri dhillon said:
you are ryt ashok i filed my application but i am not worried bcoz i secured loan 11lakh but i was needed only 10lakh loan ,its alwaz better to secure loan more to be on a safer side
HI GURU,
Its perfectly fine. Nothing to worry. :p :p
 

guri dhillon

Hero Member
Apr 11, 2012
340
5
jalandhar,punjab
Category........
Visa Office......
chandigarh
Job Offer........
Pre-Assessed..
App. Filed.......
28/02/2012
IELTS Request
6.5
Med's Request
pre-med ~ 16th feb 2012 med furthrance ~ 16/03/2012 med compltd ~ 17/03/2012 second medical furthrance ~ 20/04/2012 second med compltd ~ 3/05/2012
Interview........
waived
Passport Req..
sent
VISA ISSUED...
24-05-2012
LANDED..........
Flying on 31-07-2012
ashok5584 said:
HI GURU,
Its perfectly fine. Nothing to worry. :p :p
its guir not GURU ;D ::) :p
 

abhi.m

Full Member
Mar 27, 2012
47
0
THANKS FOR ALL UR VALUABLE REPLIES GUYS.

SO WE HAVE TO PAY ROUGHLY ABT HALF OF 13700($6850) AS OUR 1ST SEMESTER FEE AND REMAINING 6850(2ND SEM)+
9330(LIVING EXP FOR 1YR)+
3000(TRAVEL EXP AND OTHERS) =
TOTAL OF $19182 ( WHICH COMES TO 10.5 LACKS ROUGHLY)

SO OVERALL WE LOOK AT 11 LACKS LOAN RIGHT??????

ONE MORE THING , DON'T WE NEED TO WORRY ABOUT SECOND YR EXPENSES AND FEE AMOUNT AT ALL. I MEAN, MY COURSE IS A TWO YR COURSE AND WE R SHOWING LOAN AMOUNT FOR ONLY FIRST YR.

IS THAT HOW IT IS?????
 

abhi.m

Full Member
Mar 27, 2012
47
0
IAM GOING INTO THAT DEEP PROCESS CALLED THE EDU LOAN PROCESS..... PLS LEMME KNW IF IAM RIGHT IN MY PREVIOUS POST??????????

THANKS!!!!!
 

guri dhillon

Hero Member
Apr 11, 2012
340
5
jalandhar,punjab
Category........
Visa Office......
chandigarh
Job Offer........
Pre-Assessed..
App. Filed.......
28/02/2012
IELTS Request
6.5
Med's Request
pre-med ~ 16th feb 2012 med furthrance ~ 16/03/2012 med compltd ~ 17/03/2012 second medical furthrance ~ 20/04/2012 second med compltd ~ 3/05/2012
Interview........
waived
Passport Req..
sent
VISA ISSUED...
24-05-2012
LANDED..........
Flying on 31-07-2012
abhi.m said:
THANKS FOR ALL UR VALUABLE REPLIES GUYS.

SO WE HAVE TO PAY ROUGHLY ABT HALF OF 13700($6850) AS OUR 1ST SEMESTER FEE AND REMAINING 6850(2ND SEM)+
9330(LIVING EXP FOR 1YR)+
3000(TRAVEL EXP AND OTHERS) =
TOTAL OF $19182 ( WHICH COMES TO 10.5 LACKS ROUGHLY)

SO OVERALL WE LOOK AT 11 LACKS LOAN RIGHT??????

ONE MORE THING , DON'T WE NEED TO WORRY ABOUT SECOND YR EXPENSES AND FEE AMOUNT AT ALL. I MEAN, MY COURSE IS A TWO YR COURSE AND WE R SHOWING LOAN AMOUNT FOR ONLY FIRST YR.

IS THAT HOW IT IS?????
hi
yes you are right you have to show only one year tution fee + living expenses only.
 

soberdeepak

Hero Member
Mar 30, 2012
288
8
Mumbai
Category........
FSW
Visa Office......
NDVO
AOR Received.
22-07-2018
IELTS Request
8
LANDED..........
31-01-2019
Guri when u gettin ur Visa !! looks like its been a long time ! what seems to be the issue !?
 

guri dhillon

Hero Member
Apr 11, 2012
340
5
jalandhar,punjab
Category........
Visa Office......
chandigarh
Job Offer........
Pre-Assessed..
App. Filed.......
28/02/2012
IELTS Request
6.5
Med's Request
pre-med ~ 16th feb 2012 med furthrance ~ 16/03/2012 med compltd ~ 17/03/2012 second medical furthrance ~ 20/04/2012 second med compltd ~ 3/05/2012
Interview........
waived
Passport Req..
sent
VISA ISSUED...
24-05-2012
LANDED..........
Flying on 31-07-2012
soberdeepak said:
Guri when u gettin ur Visa !! looks like its been a long time ! what seems to be the issue !?
hi
may be this month i will get my visa if ol thing went right...
I got re-med on 16th march and i was told to do ladrotic x-ray and then again on 20th april i got a med furthrance letter and in it i was told to consult chest speclst to rule out t.b ,my DMP referred me to chest specialst and chest specilst said that i have to do one more chest x-ray p.a view and than he compared my x-ray wid perivous x-rays and declared me fit and fine with no symptoms of t.b today my report is forwarded to chc now finger crossed just waiting for visa but not again any re-med
 

thatsnandu

Star Member
Feb 3, 2012
142
1
Job Offer........
Pre-Assessed..
abhi.m said:
THANKS FOR ALL UR VALUABLE REPLIES GUYS.

SO WE HAVE TO PAY ROUGHLY ABT HALF OF 13700($6850) AS OUR 1ST SEMESTER FEE AND REMAINING 6850(2ND SEM)+
9330(LIVING EXP FOR 1YR)+
3000(TRAVEL EXP AND OTHERS) =
TOTAL OF $19182 ( WHICH COMES TO 10.5 LACKS ROUGHLY)

SO OVERALL WE LOOK AT 11 LACKS LOAN RIGHT??????

ONE MORE THING , DON'T WE NEED TO WORRY ABOUT SECOND YR EXPENSES AND FEE AMOUNT AT ALL. I MEAN, MY COURSE IS A TWO YR COURSE AND WE R SHOWING LOAN AMOUNT FOR ONLY FIRST YR.

IS THAT HOW IT IS?????
Just for my clarification... dont confuse urself... Do we need the loan equivalant for the whole mentioned amount ie, $19182 or 80% of that amount..?? I know its better to take loan amount a little more than what is required, but if its 80% it will make a considerable difference... if some one cud clarify this..!!

Nandu
 

guri dhillon

Hero Member
Apr 11, 2012
340
5
jalandhar,punjab
Category........
Visa Office......
chandigarh
Job Offer........
Pre-Assessed..
App. Filed.......
28/02/2012
IELTS Request
6.5
Med's Request
pre-med ~ 16th feb 2012 med furthrance ~ 16/03/2012 med compltd ~ 17/03/2012 second medical furthrance ~ 20/04/2012 second med compltd ~ 3/05/2012
Interview........
waived
Passport Req..
sent
VISA ISSUED...
24-05-2012
LANDED..........
Flying on 31-07-2012
thatsnandu said:
Just for my clarification... dont confuse urself... Do we need the loan equivalant for the whole mentioned amount ie, $19182 or 80% of that amount..?? I know its better to take loan amount a little more than what is required, but if its 80% it will make a considerable difference... if some one cud clarify this..!!

Nandu
Hi
its your wish if you having savings and dont want to take high amount of loan than you can take 80% loan and you can show 20% in your saving account.
If you not having savings than you can secure loan of19182cad or little more than it to be on safer side.

I hope you understand.....